Blog category
Buying: Toronto Real Estate Blog
Every buying post on the blog, newest first.
Guides to buying a home in Toronto: the order of the steps, the documents you sign and the costs at closing, each checked against government and board sources.
Start here: First-time buyer guide · Land transfer tax calculator · Mortgage calculator
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First Time Home Buyer Ontario Down Payment: The Minimum and Where It Comes From
The federal formula sets how much you need. The source of the money decides whether it counts and what your mortgage insurance costs. -
Buying Luxury Homes in High Park: What to Know
High Park is one of the few Toronto neighbourhoods where buyers can get a large detached lot, mature trees and direct access to six hundred acres of parkland without leaving the city. That combination is genuinely scarce. -
Buying Lakefront Properties in Ontario: What to Check First
Buying on a lake in Ontario is different from buying a house on a city street, even when the numbers on the listing look similar. -
Ontario HST Rebate on New Homes: What Buyers Should Know
When you buy a newly built or substantially renovated home in Ontario, HST normally applies at 13%: 5% federal GST and 8% provincial tax, collected together because Ontario uses the harmonized system. -
Living in Rosedale Toronto: A Guide for Buyers
Ask locals whether is Rosedale a good neighbourhood and the answer tends to be a quick yes, with a caveat about price. The combination of mature ravine parkland, low traffic, strong schools and a short commute downtown is hard to match anywhere else in the city. -
First Time Home Buyer Toronto: What You Need to Know
If you've been researching this for a while, you may remember the CMHC First-Time Home Buyer Incentive. -
Lawrence Park Luxury Homes for Sale: A Buyer's Guide
Lawrence Park was laid out in the early 1900s with wide lots, generous setbacks and curving streets that still feel unusual for a neighbourhood this close to downtown Toronto. -
First Time Home Buyers in High Park: What you need to Know
High Park draws buyers for a reason that has nothing to do with real estate trends: it's 400 acres of green space, trails, a zoo and a lake, right inside the city. -
Closing on a Toronto Home: What Happens Before, During and After the Day
In Toronto the closing funds have to cover two land transfer taxes, not one. Here is the order things happen in and what you need ready before your lawyer registers the transfer. -
Paying for a First Toronto Home with the FHSA and the RRSP Home Buyers' Plan
Two federal accounts can cover a Toronto down payment, but they define a first-time buyer differently from Toronto's land transfer tax rebate. Here is how the pieces fit. -
The Mortgage Stress Test at Toronto Prices, Home Type by Home Type
We ran the federal qualifying rate against the median Toronto condo, townhouse, semi and detached price so you can see what a lender will test you on.
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