MLS® listing
65 Mutual Street 1904: condo apartment for sale
$788,000
From the listing brokerage
Step into luxury living at Ivy Condos with this stunning 2-year-new 3-bedroom, 2-bathroom suite. Offering 861 sq ft of thoughtfully designed living space, this modern home perfectly blends comfort, style, and functionality. Bright and airy interiors are enhanced by sleek contemporary finishes throughout.Featuring a spacious open-concept layout with floor-to-ceiling windows, the sun-filled living and dining area flows seamlessly into a modern kitchen complete with quartz countertops and premium appliances-perfect for both everyday living and entertaining. The spacious primary bedroom features a private ensuite bathroom and generous closet space, while two additional bedrooms provide excellent flexibility for family, guests, or a home office setup. Residents enjoy access to exceptional building amenities, including 24/7 concierge service, library, pet wash station, business lounge, fully equipped fitness centre, Ivy Lounge with kitchen and bar, private dining room, billiards room, boardrooms, and an outdoor terrace with BBQ areas. Ideally located in the heart of downtown Toronto, just steps to TMU, Yonge/Dundas Subway Station, Eaton Centre, Dundas Square, restaurants, George Brown College, and public transit. Minutes to St. Michael's Hospital, and the Financial District, this vibrant location offers the perfect balance of urban convenience and modern comfort.Don't miss this exceptional opportunity to make this stylish and move-in-ready condo your next home.
Facts on the listing
| Square feet | 800-899 |
|---|---|
| Approximate age | New |
| Style | Apartment |
| Basement | None |
| Parking spaces | 0 |
| Garage | Underground |
| Heating | Forced Air |
| Cooling | Central Air |
| Kitchens | 1 |
| Maintenance fee | $744 |
| Property tax | $4,034 |
| Tax year | 2025 |
| Locker | Owned |
| Pets | No |
| Exposure | South West |
| Fee includes | Building Insurance Included, Common Elements Included |
| Balcony | None |
| Laundry | Ensuite |
| Parking | Underground |
| Interior features | Carpet Free |
| Floor | 19 |
Listing courtesy of BAY STREET GROUP INC.. MLS® C13093814.
About this condo apartment
65 Mutual Street 1904 is a 3 bedroom condo apartment in TRREB's Church-Yonge Corridor community in Toronto, listed for sale at $788,000. The listing shows 2 bathrooms and 800-899 square feet. The style is given as apartment. The unit faces south west. It comes with an underground garage and a locker (owned) according to the listing. The nearest main intersection given is Dundas and Mutual. The age is listed as New years.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, parking and locker ownership and what the fee covers should all be checked against the status certificate before an offer is firm.
What it costs to buy 65 Mutual Street 1904
At the asking price of $788,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $788,000 |
|---|---|
| Ontario land transfer tax | $12,235 |
| Toronto municipal land transfer tax | $12,235 |
| Both taxes | $24,470 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $53,800 |
The down payment figure is the federal minimum: 5 percent of the first $500,000 and 10 percent of the rest. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Maintenance fee | $744 a month |
|---|---|
| Property tax (2025) | $4,034 a year, about $336 a month |
| Fee and tax together | about $1,080 a month |
The listing says the maintenance fee includes building insurance and common elements. That is before a mortgage payment, home insurance and any utilities the fee does not cover. Fees are set each year in the corporation's budget and can change. The status certificate shows the current fee, the budget behind it and the reserve fund.
How the asking price compares
TRREB recorded 885 condo apartment sales in the City of Toronto in August 2026, at a median price of $550,000 and an average of $651,648. This home is listed at $788,000, which is $238,000 above that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Order the status certificate. A condo corporation must provide it within 10 days of a request and can charge up to $100. It shows the fee for this unit, any arrears, the budget, the reserve fund balance and any special assessment or lawsuit the corporation knows about.
- Have a lawyer read it. The certificate comes with the declaration, by-laws and rules. Ask what they say about pets, renting the unit and renovations. The listing gives pets as "No".
- Confirm the parking and locker. The listing shows a locker. Ask whether each is owned, exclusive use or rented. Get the unit numbers.
- Check the reserve fund study. Ask when the last study was done and what it says about contributions.
- Get your financing in writing. A lender looks at the maintenance fee and the property tax as well as the price.
- See it in person. Photos do not show noise, light at different hours or the state of the hallways and elevators.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 65 Mutual Street 1904
How much is land transfer tax on 65 Mutual Street 1904?
At the asking price of $788,000 the Ontario tax is $12,235 and the Toronto tax is $12,235, $24,470 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 65 Mutual Street 1904?
$53,800 at the asking price of $788,000, under the federal minimum down payment rules. A lender may require more.
What is the maintenance fee at 65 Mutual Street 1904?
The listing shows $744 a month, including building insurance and common elements. Check the current fee in the status certificate.
How much is the property tax on 65 Mutual Street 1904?
The listing shows $4,034 a year for 2025, about $336 a month.
Is 65 Mutual Street 1904 priced above or below the median?
It is listed at $788,000. The August 2026 median for condo apartment sales in the City of Toronto was $550,000 across 885 sales, so the asking price is $238,000 higher. The median covers all sizes and neighbourhoods.
How do I book a showing for 65 Mutual Street 1904?
Use the form on this page or call us. Quote MLS® C13093814. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 65 Mutual Street 1904 still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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