MLS® listing
21 Earl Street L1: condo apartment for sale
$395,000
From the listing brokerage
Tucked away on a quiet, tree-lined street in the heart of the city, this freshly renovated ground-level studio is completely move-in ready, offering the perfect blend of charm, function, and downtown convenience. The suite features new flooring, fresh paint, and a thoughtfully designed open layout. You'll love the walk-out to a private patio, ample storage, a walk-in closet, and an en-suite laundry, combining style and practicality in one inviting space. Whether you're a first-time buyer, investor, or looking for a stylish pied-à-terre, this unit checks all the boxes. The boutique building has a welcoming community feel and is just steps from transit, shops, dining, and everything downtown Toronto has to offer. A genuine turnkey opportunity in a vibrant and connected location
Facts on the listing
| Square feet | 0-499 |
|---|---|
| Style | Apartment |
| Basement | None |
| Parking spaces | 0 |
| Garage | Underground |
| Heating | Forced Air |
| Cooling | Central Air |
| Kitchens | 1 |
| Maintenance fee | $390 |
| Property tax | $1,863 |
| Tax year | 2025 |
| Locker | Ensuite+Common |
| Pets | Yes-with Restrictions |
| Exposure | South |
| Fee includes | Heat Included, Common Elements Included, Hydro Included, Building Insurance Included, Water Included, CAC Included |
| Building amenities | Bike Storage, Community BBQ, Visitor Parking |
| Balcony | Open |
| Laundry | Ensuite |
| Parking | Underground |
| Interior features | Storage Area Lockers |
| Features | Clear View, Public Transit |
| Floor | A |
Listing courtesy of BOSLEY REAL ESTATE LTD.. MLS® C13539470.
About this condo apartment
21 Earl Street L1 is a condo apartment in TRREB's North St. James Town community in Toronto, listed for sale at $395,000. The listing shows 1 bathroom and 0-499 square feet. The style is given as apartment. The unit faces south. It comes with an underground garage and a locker (ensuite+common) according to the listing. The nearest main intersection given is Jarvis/Wellesley.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, parking and locker ownership and what the fee covers should all be checked against the status certificate before an offer is firm.
Building amenities on the listing: bike storage, community bbq and visitor parking.
What it costs to buy 21 Earl Street L1
At the asking price of $395,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $395,000 |
|---|---|
| Ontario land transfer tax | $4,400 |
| Toronto municipal land transfer tax | $4,400 |
| Both taxes | $8,800 |
| First-time buyer relief, if you qualify | up to $8,400 |
| Minimum down payment | $19,750 |
The down payment figure is the federal minimum: 5 percent of the price. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Maintenance fee | $390 a month |
|---|---|
| Property tax (2025) | $1,863 a year, about $155 a month |
| Fee and tax together | about $545 a month |
The listing says the maintenance fee includes heat, common elements, hydro, building insurance, water and cac. That is before a mortgage payment, home insurance and any utilities the fee does not cover. Fees are set each year in the corporation's budget and can change. The status certificate shows the current fee, the budget behind it and the reserve fund.
How the asking price compares
TRREB recorded 885 condo apartment sales in the City of Toronto in August 2026, at a median price of $550,000 and an average of $651,648. This home is listed at $395,000, which is $155,000 below that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Order the status certificate. A condo corporation must provide it within 10 days of a request and can charge up to $100. It shows the fee for this unit, any arrears, the budget, the reserve fund balance and any special assessment or lawsuit the corporation knows about.
- Have a lawyer read it. The certificate comes with the declaration, by-laws and rules. Ask what they say about pets, renting the unit and renovations. The listing gives pets as "Yes-with Restrictions".
- Confirm the parking and locker. The listing shows a locker. Ask whether each is owned, exclusive use or rented. Get the unit numbers.
- Check the reserve fund study. Ask when the last study was done and what it says about contributions.
- Get your financing in writing. A lender looks at the maintenance fee and the property tax as well as the price.
- See it in person. The listing has a virtual tour, but photos do not show noise, light at different hours or the state of the hallways and elevators.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 21 Earl Street L1
How much is land transfer tax on 21 Earl Street L1?
At the asking price of $395,000 the Ontario tax is $4,400 and the Toronto tax is $4,400, $8,800 in total. A first-time buyer who qualifies can get up to $8,400 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 21 Earl Street L1?
$19,750 at the asking price of $395,000, under the federal minimum down payment rules. A lender may require more.
What is the maintenance fee at 21 Earl Street L1?
The listing shows $390 a month, including heat, common elements, hydro, building insurance, water and cac. Check the current fee in the status certificate.
How much is the property tax on 21 Earl Street L1?
The listing shows $1,863 a year for 2025, about $155 a month.
Is 21 Earl Street L1 priced above or below the median?
It is listed at $395,000. The August 2026 median for condo apartment sales in the City of Toronto was $550,000 across 885 sales, so the asking price is $155,000 lower. The median covers all sizes and neighbourhoods.
How do I book a showing for 21 Earl Street L1?
Use the form on this page or call us. Quote MLS® C13539470. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 21 Earl Street L1 still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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