MLS® listing
45 Charles Street E 511: condo apartment for sale
$1,148,000
From the listing brokerage
Welcome to an exceptional opportunity at The Chaz- a rarely offered, expansive 3-bedroom + den corner suite that seamlessly blends luxury, space, and location. Spanning approximately 1253 with an intelligently designed layout, this bright southeast-facing unit boasts large 9 floor-to-ceiling windows that flood the living spaces with natural light throughout the day while overlooking the serene courtyard, offering a peaceful retreat in the heart of downtown. Recently refreshed and meticulously maintained by its original owner, the suite features newly upgraded flooring, fresh paint, & a large foyer with a versatile den space. The open-concept living & dining area is perfect for entertaining, leading into a modern chefs kitchen complete with a luxurious built-in paneled double-door fridge, stainless steel built-in appliances, quartz countertops, and an oversized island with breakfast bar w/ chic pot lighting. The oversized great room offers a flexible space ideal for gatherings or relaxing after a busy day. Retreat to the expansive primary bedroom featuring three double closets, an unobstructed south-facing view, and a spa-inspired custom 4-piece ensuite bathrm. The two additional bedrms are equally generous in size, each w/ large windows and ample closet space- an extremely rare find in a downtown condo. Enjoy a quiet living experience in a rare spacious condo, away from elevators and garbage chutes, offering the comforts of a house with the ease of condo living. This suite also comes with a premium locker & parking conveniently located on P2. Residents have exclusive access to first-class amenities including the private Chaz Club on the 36/37 floors with panoramic city & lake views, a fully equipped gym, billiards rm, theatre, party rm, pet spa, BBQ courtyard, and 3 luxurious guest suites. All of this in a AAA location- just steps to TTC subway, Yorkville's upscale boutiques, world-class dining, U of T, TMU & everything the vibrant Yonge-Bloor corridor has to offer!
Facts on the listing
| Square feet | 1200-1399 |
|---|---|
| Style | Apartment |
| Basement | None |
| Parking spaces | 1 |
| Garage | None |
| Heating | Forced Air |
| Cooling | Central Air |
| Kitchens | 1 |
| Maintenance fee | $1,171 |
| Property tax | $7,343 |
| Tax year | 2026 |
| Locker | Ensuite+Owned |
| Pets | Yes-with Restrictions |
| Exposure | South East |
| Fee includes | Heat Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included |
| Building amenities | Club House, Gym, Game Room, Party Room/Meeting Room, Guest Suites, Concierge |
| Balcony | Open |
| Laundry | Ensuite |
| Parking | None |
| Interior features | Carpet Free, Auto Garage Door Remote |
| Features | Public Transit, Park, School, Rec./Commun.Centre, Hospital, Place Of Worship |
| View | City |
| Floor | 4 |
Listing courtesy of THE KEY MARKET INC.. MLS® C13580982.
About this condo apartment
45 Charles Street E 511 is a 4 bedroom condo apartment in TRREB's Church-Yonge Corridor community in Toronto, listed for sale at $1,148,000. The listing shows 2 bathrooms and 1200-1399 square feet. The style is given as apartment. The unit faces south east. It comes with 1 parking space and a locker (ensuite+owned) according to the listing. The nearest main intersection given is Yonge St and Bloor St E.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, parking and locker ownership and what the fee covers should all be checked against the status certificate before an offer is firm.
Building amenities on the listing: club house, gym, game room, party room/meeting room, guest suites and concierge.
What it costs to buy 45 Charles Street E 511
At the asking price of $1,148,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $1,148,000 |
|---|---|
| Ontario land transfer tax | $19,435 |
| Toronto municipal land transfer tax | $19,435 |
| Both taxes | $38,870 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $89,800 |
The down payment figure is the federal minimum: 5 percent of the first $500,000 and 10 percent of the rest. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Maintenance fee | $1,171 a month |
|---|---|
| Property tax (2026) | $7,343 a year, about $612 a month |
| Fee and tax together | about $1,783 a month |
The listing says the maintenance fee includes heat, water, cac, common elements, building insurance and parking. That is before a mortgage payment, home insurance and any utilities the fee does not cover. Fees are set each year in the corporation's budget and can change. The status certificate shows the current fee, the budget behind it and the reserve fund.
How the asking price compares
TRREB recorded 885 condo apartment sales in the City of Toronto in August 2026, at a median price of $550,000 and an average of $651,648. This home is listed at $1,148,000, which is $598,000 above that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Order the status certificate. A condo corporation must provide it within 10 days of a request and can charge up to $100. It shows the fee for this unit, any arrears, the budget, the reserve fund balance and any special assessment or lawsuit the corporation knows about.
- Have a lawyer read it. The certificate comes with the declaration, by-laws and rules. Ask what they say about pets, renting the unit and renovations. The listing gives pets as "Yes-with Restrictions".
- Confirm the parking and locker. The listing shows 1 parking space and a locker. Ask whether each is owned, exclusive use or rented. Get the unit numbers.
- Check the reserve fund study. Ask when the last study was done and what it says about contributions.
- Get your financing in writing. A lender looks at the maintenance fee and the property tax as well as the price.
- See it in person. Photos do not show noise, light at different hours or the state of the hallways and elevators.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 45 Charles Street E 511
How much is land transfer tax on 45 Charles Street E 511?
At the asking price of $1,148,000 the Ontario tax is $19,435 and the Toronto tax is $19,435, $38,870 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 45 Charles Street E 511?
$89,800 at the asking price of $1,148,000, under the federal minimum down payment rules. A lender may require more.
What is the maintenance fee at 45 Charles Street E 511?
The listing shows $1,171 a month, including heat, water, cac, common elements, building insurance and parking. Check the current fee in the status certificate.
How much is the property tax on 45 Charles Street E 511?
The listing shows $7,343 a year for 2026, about $612 a month.
Is 45 Charles Street E 511 priced above or below the median?
It is listed at $1,148,000. The August 2026 median for condo apartment sales in the City of Toronto was $550,000 across 885 sales, so the asking price is $598,000 higher. The median covers all sizes and neighbourhoods.
How do I book a showing for 45 Charles Street E 511?
Use the form on this page or call us. Quote MLS® C13580982. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 45 Charles Street E 511 still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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