MLS® listing
1084 Bay Street: condo townhouse for sale
$2,845,000
From the listing brokerage
Sophisticated urban living in the heart of Bay & Bloor. This architecturally striking limestone townhouse offers approximately 2,686 sq. ft. of meticulously maintained living space plus a 432sq. ft. private rooftop terrace. Connected by a private elevator, the residence blends the scale and flexibility of a home with the convenience of condominium living.Thoughtfully designed with multiple living areas, soaring ceilings, floor-to-ceiling glazing, and desirable east and west exposures, the home is filled with natural light throughout the day. The quality of construction and level of care are immediately apparent, with timeless finishes and an exceptional sense of permanence rarely found in urban townhouse living.The chef's kitchen is appointed with premium Wolf and Sub-Zero appliances and custom cabinetry, while flexible living spaces accommodate a variety of lifestyles, including home office, guest suite, fitness, or family living. Additional features include two integrated garages with direct access, a home gym, generous storage, and seamless connectivity between levels via private elevator.The rooftop terrace provides a rare outdoor retreat above the city, offering an ideal setting for entertaining, dining, or quiet relaxation.Perfectly positioned just steps from Yorkville, the University of Toronto, Philosopher's Walk, world-class dining, luxury shopping, and both the Yonge and Bloor subway lines, this is a rare opportunity to own an exceptionally well-built and beautifully maintained residence in one of Toronto's most connected and prestigious neighbourhoods.
Facts on the listing
| Square feet | 2500-2749 |
|---|---|
| Approximate age | 6-10 |
| Style | 3-Storey |
| Basement | Other, Finished |
| Parking spaces | 2 |
| Garage | Underground |
| Heating | Forced Air |
| Cooling | Central Air |
| Kitchens | 1 |
| Rooms | 7 |
| Maintenance fee | $1,305 |
| Property tax | $18,784 |
| Tax year | 2025 |
| Locker | None |
| Pets | Yes-with Restrictions |
| Exposure | East West |
| Fee includes | Common Elements Included, Building Insurance Included, Water Included, Parking Included |
| Building amenities | Concierge, Gym, Party Room/Meeting Room, BBQs Allowed |
| Balcony | Terrace |
| Laundry | Laundry Room |
| Parking | Underground |
| Interior features | Carpet Free |
| Features | Arts Centre, Hospital, Library, Park, Public Transit, School |
| Floor | 1 |
Listing courtesy of EXP REALTY. MLS® C13753328.
About this condo townhouse
1084 Bay Street is a 3 bedroom condo townhouse in TRREB's Bay Street Corridor community in Toronto, listed for sale at $2,845,000. The listing shows 3 bathrooms and 2500-2749 square feet. The style is given as 3-storey. The listing gives the basement as other, finished. The unit faces east west. It comes with 2 parking spaces and an underground garage according to the listing. The nearest main intersection given is Bay & Bloor. The age is listed as 6-10 years.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, parking and locker ownership and what the fee covers should all be checked against the status certificate before an offer is firm.
Building amenities on the listing: concierge, gym, party room/meeting room and bbqs allowed.
What it costs to buy 1084 Bay Street
At the asking price of $2,845,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $2,845,000 |
|---|---|
| Ontario land transfer tax | $57,600 |
| Toronto municipal land transfer tax | $57,600 |
| Both taxes | $115,200 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $569,000 |
The down payment figure is the federal minimum: 20 percent, because a home at $1.5 million or more cannot carry mortgage default insurance. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. The rates above $2,000,000 used here are the ones for a home with one or two single family residences. A property with more units is taxed differently. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Maintenance fee | $1,305 a month |
|---|---|
| Property tax (2025) | $18,784 a year, about $1,565 a month |
| Fee and tax together | about $2,871 a month |
The listing says the maintenance fee includes common elements, building insurance, water and parking. That is before a mortgage payment, home insurance and any utilities the fee does not cover. Fees are set each year in the corporation's budget and can change. The status certificate shows the current fee, the budget behind it and the reserve fund.
How the asking price compares
TRREB recorded 120 condo townhouse sales in the City of Toronto in August 2026, at a median price of $661,650 and an average of $712,296. This home is listed at $2,845,000, which is $2,183,350 above that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Order the status certificate. A condo corporation must provide it within 10 days of a request and can charge up to $100. It shows the fee for this unit, any arrears, the budget, the reserve fund balance and any special assessment or lawsuit the corporation knows about.
- Have a lawyer read it. The certificate comes with the declaration, by-laws and rules. Ask what they say about pets, renting the unit and renovations. The listing gives pets as "Yes-with Restrictions".
- Confirm the parking and locker. The listing shows 2 parking spaces. Ask whether each is owned, exclusive use or rented. Get the unit numbers.
- Check the reserve fund study. Ask when the last study was done and what it says about contributions.
- Get your financing in writing. A lender looks at the maintenance fee and the property tax as well as the price.
- See it in person. The listing has a virtual tour, but photos do not show noise, light at different hours or the state of the hallways and elevators.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 1084 Bay Street
How much is land transfer tax on 1084 Bay Street?
At the asking price of $2,845,000 the Ontario tax is $57,600 and the Toronto tax is $57,600, $115,200 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 1084 Bay Street?
$569,000 at the asking price of $2,845,000, under the federal minimum down payment rules. A lender may require more.
What is the maintenance fee at 1084 Bay Street?
The listing shows $1,305 a month, including common elements, building insurance, water and parking. Check the current fee in the status certificate.
How much is the property tax on 1084 Bay Street?
The listing shows $18,784 a year for 2025, about $1,565 a month.
Is 1084 Bay Street priced above or below the median?
It is listed at $2,845,000. The August 2026 median for condo townhouse sales in the City of Toronto was $661,650 across 120 sales, so the asking price is $2,183,350 higher. The median covers all sizes and neighbourhoods.
How do I book a showing for 1084 Bay Street?
Use the form on this page or call us. Quote MLS® C13753328. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 1084 Bay Street still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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