MLS® listing
77 Lombard Street 514: condo apartment for sale
$539,000
From the listing brokerage
Welcome to suite 514 at 77 Lombard St. This beautiful 2 storey condo has been meticulously cared for and loved by the same family for almost 10 years, and it is finally ready for you to make it your own. Listen, we know you're tired and uninspired from seeing the same layout, over and over and over again while shopping for the perfect condo, and you have probably felt like your dream of purchasing a special place to live is slowly fading away. The great news is that your resilience and your determination is going to pay off here. Unit 514 is exactly what you've been hoping for. Intelligently laid out 690 square feet spread across 2 full storeys, with cascading 16 foot ceiling height in the living room, a powder room for your guests, and a large, South facing balcony. The open concept kitchen with breakfast and prep island is fully equipped with stainless appliances, wood cabinets and flooring, and the primary loft style bedroom on the upper floor is complete with a private ensuite bathroom all to yourself. This location is unbeatable. You are located in the heart of the Church-Yonge Corridor, steps fantastic coffee/espresso shops, parks, TTC, George Brown Polytechnic, outstanding restaurants, and even a short walk to the historic St. Lawrence Market. You will be able to walk just about everywhere and with sunny days just around the corner (we can hope right?) this is the perfect timing for you to enjoy summer 2026 in the city. Exceptional value for the location, the layout and the size. Whether you are looking for an inspiring space to call home, or an investment that provides something unique, make your move today! Book your private visit before the opportunity is gone.
Facts on the listing
| Square feet | 600-699 |
|---|---|
| Style | Loft |
| Basement | None |
| Parking spaces | 0 |
| Garage | Underground |
| Heating | Forced Air |
| Cooling | Central Air |
| Kitchens | 1 |
| Maintenance fee | $730 |
| Property tax | $2,594 |
| Tax year | 2025 |
| Locker | None |
| Pets | Yes-with Restrictions |
| Exposure | South |
| Fee includes | Hydro Included, Heat Included, Common Elements Included, Water Included, CAC Included, Building Insurance Included |
| Building amenities | Guest Suites, Elevator, Gym, Visitor Parking, Rooftop Deck/Garden |
| Balcony | Open |
| Laundry | Ensuite |
| Parking | Underground |
| Interior features | Other |
| Features | Public Transit, Park, Place Of Worship, School |
| View | City |
| Floor | 4 |
Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS® C13761728.
About this condo apartment
77 Lombard Street 514 is a 1 bedroom condo apartment in TRREB's Church-Yonge Corridor community in Toronto, listed for sale at $539,000. The listing shows 2 bathrooms and 600-699 square feet. The style is given as loft. The unit faces south. It comes with an underground garage according to the listing. The nearest main intersection given is Church St & Lombard St.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, parking and locker ownership and what the fee covers should all be checked against the status certificate before an offer is firm.
Building amenities on the listing: guest suites, elevator, gym, visitor parking and rooftop deck/garden.
What it costs to buy 77 Lombard Street 514
At the asking price of $539,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $539,000 |
|---|---|
| Ontario land transfer tax | $7,255 |
| Toronto municipal land transfer tax | $7,255 |
| Both taxes | $14,510 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $28,900 |
The down payment figure is the federal minimum: 5 percent of the first $500,000 and 10 percent of the rest. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Maintenance fee | $730 a month |
|---|---|
| Property tax (2025) | $2,594 a year, about $216 a month |
| Fee and tax together | about $947 a month |
The listing says the maintenance fee includes hydro, heat, common elements, water, cac and building insurance. That is before a mortgage payment, home insurance and any utilities the fee does not cover. Fees are set each year in the corporation's budget and can change. The status certificate shows the current fee, the budget behind it and the reserve fund.
How the asking price compares
TRREB recorded 885 condo apartment sales in the City of Toronto in August 2026, at a median price of $550,000 and an average of $651,648. This home is listed at $539,000, which is $11,000 below that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Order the status certificate. A condo corporation must provide it within 10 days of a request and can charge up to $100. It shows the fee for this unit, any arrears, the budget, the reserve fund balance and any special assessment or lawsuit the corporation knows about.
- Have a lawyer read it. The certificate comes with the declaration, by-laws and rules. Ask what they say about pets, renting the unit and renovations. The listing gives pets as "Yes-with Restrictions".
- Confirm the parking and locker. Ask whether a space or a locker comes with the unit and whether one can be rented in the building.
- Check the reserve fund study. Ask when the last study was done and what it says about contributions.
- Get your financing in writing. A lender looks at the maintenance fee and the property tax as well as the price.
- See it in person. Photos do not show noise, light at different hours or the state of the hallways and elevators.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 77 Lombard Street 514
How much is land transfer tax on 77 Lombard Street 514?
At the asking price of $539,000 the Ontario tax is $7,255 and the Toronto tax is $7,255, $14,510 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 77 Lombard Street 514?
$28,900 at the asking price of $539,000, under the federal minimum down payment rules. A lender may require more.
What is the maintenance fee at 77 Lombard Street 514?
The listing shows $730 a month, including hydro, heat, common elements, water, cac and building insurance. Check the current fee in the status certificate.
How much is the property tax on 77 Lombard Street 514?
The listing shows $2,594 a year for 2025, about $216 a month.
Is 77 Lombard Street 514 priced above or below the median?
It is listed at $539,000. The August 2026 median for condo apartment sales in the City of Toronto was $550,000 across 885 sales, so the asking price is $11,000 lower. The median covers all sizes and neighbourhoods.
How do I book a showing for 77 Lombard Street 514?
Use the form on this page or call us. Quote MLS® C13761728. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 77 Lombard Street 514 still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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