MLS® listing
40 Summerhill Gardens: semi-detached house for sale
$3,895,000
From the listing brokerage
40 Summerhill Gardens, an exceptional offering in the prestigious Summerhill & Yonge neighbourhood - where refined design meets the serenity of ravine living. This architecturally striking residence offers approximately 4,000 square feet above grade, thoughtfully designed to deliver both elegance and functionality across every level. The main floor unfolds with seamless sophistication, featuring expansive principal rooms ideal for both everyday living and upscale entertaining. A warm gas fireplace anchors the living space, while the open-concept layout flows effortlessly through the living, dining, and family areas. The chef-inspired kitchen is appointed with premium stainless steel appliances, sleek finishes, and ample workspace, perfectly suited for hosting or quiet family meals. Designed with privacy and versatility in mind, the home's 3+2 bedroom, 5 bathroom layout spans multiple levels, offering well-defined spaces for relaxation, work, and recreation. A standout home office, framed by a picturesque ravine backdrop, creates an inspiring work-from-home environment. The primary suite is a true retreat, complete with a spa-like 6-piece ensuite and generous proportions. Additional features include a fully customized home gym, a stylish and functional mudroom, and beautifully appointed secondary bedrooms. Outdoors, a spacious deck provides a tranquil setting for entertaining or unwinding, surrounded by lush ravine views. With parking for three vehicles, including a private garage, and just steps to transit, upscale shops, and acclaimed dining, this residence offers a rare blend of urban convenience and natural beauty-an extraordinary opportunity in one of Toronto's most sought-after enclaves.
Facts on the listing
| Square feet | 3500-5000 |
|---|---|
| Approximate age | 16-30 |
| Style | 3-Storey |
| Basement | None |
| Lot width | 24.7 |
| Lot depth | 102 |
| Lot measured in | Feet |
| Faces | East |
| Parking spaces | 3 |
| Garage | Built-In |
| Heating | Forced Air |
| Cooling | Central Air |
| Kitchens | 1 |
| Property tax | $17,693 |
| Tax year | 2025 |
| Parking | Private |
| Interior features | Auto Garage Door Remote, Built-In Oven, In-Law Capability, On Demand Water Heater |
| Features | Cul de Sac/Dead End, Greenbelt/Conservation, Park, Public Transit, Ravine |
| View | Park/Greenbelt |
Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS® C13779840.
About this semi-detached house
40 Summerhill Gardens is a 5 bedroom semi-detached house in TRREB's Rosedale-Moore Park community in Toronto, listed for sale at $3,895,000. The listing shows 5 bathrooms and 3500-5000 square feet. The style is given as 3-storey. The lot is listed as 24.7 by 102 feet. It comes with 3 parking spaces and a built-in garage according to the listing. The nearest main intersection given is Summerhill and Yonge. The age is listed as 16-30 years.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, the lot, the taxes and what is included in the sale should all be confirmed before an offer is firm.
What it costs to buy 40 Summerhill Gardens
At the asking price of $3,895,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $3,895,000 |
|---|---|
| Ontario land transfer tax | $83,850 |
| Toronto municipal land transfer tax | $100,855 |
| Both taxes | $184,705 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $779,000 |
The down payment figure is the federal minimum: 20 percent, because a home at $1.5 million or more cannot carry mortgage default insurance. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. The rates above $2,000,000 used here are the ones for a home with one or two single family residences. A property with more units is taxed differently. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Property tax (2025) | $17,693 a year, about $1,474 a month |
|---|
That is before a mortgage payment, home insurance and utilities. The listing shows no monthly maintenance fee, so upkeep of the building and the lot is the owner's own cost.
How the asking price compares
TRREB recorded 159 semi-detached house sales in the City of Toronto in August 2026, at a median price of $981,000 and an average of $1,110,639. This home is listed at $3,895,000, which is $2,914,000 above that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Book a home inspection. An inspector looks at the roof, foundation, wiring, plumbing and heating. The listing gives the heating as forced air.
- Have a lawyer search the title. A title search shows mortgages, liens and easements registered against the property. Ask whether a survey exists and whether it matches the lot on the listing, 24.7 by 102 feet.
- Ask about permits. Ask which renovations had building permits and whether those permits were closed.
- Confirm what is included. Appliances, light fixtures and window coverings are included only if the agreement says so. Ask whether the water heater or furnace is rented.
- Get your financing in writing. A lender looks at the property tax and heating costs as well as the price.
- See it in person. Photos do not show noise, light at different hours or the state of the street and the homes beside it.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
About Rosedale
Detached houses on winding ravine streets inside two heritage conservation districts, with apartment buildings near Yonge and Bloor. From April to June 2026 the median sale across all property types in Rosedale-Moore Park was $2,425,000 (TRREB).
Transit: Line 1 Yonge University at Rosedale and Summerhill stations, with St Clair station to the north. Line 2 Bloor Danforth at Castle Frank station on Bloor Street East. TTC buses 82 Rosedale, 97 Yonge, 74 Mount Pleasant and 65 Parliament
| Property type | Median | Sales and average |
|---|---|---|
| All property types | Median $2,425,000 | 73 sales, average $2,441,401 |
| Detached | About $3,440,000 | 26 sales, average about $3,981,000 |
| Semi-detached | About $2,725,000 | 11 sales, average about $2,638,000 |
| Condo townhouse | About $1,415,000 | 4 sales, average about $1,661,000 |
| Condo apartment | About $850,000 | 23 sales, average about $1,242,000 |
| Other (TRREB category) | About $779,000 | 8 sales, average about $1,106,000 |
| Freehold townhouse (TRREB att/row/townhouse) | No price reported | 1 sale |
Source: TRREB community housing market reports, as set out in the guide.
Questions about Rosedale
Is Rosedale a good place to live?
That depends on your budget and the type of home you want. TRREB's Rosedale-Moore Park community recorded a detached median of about $3,440,000 from April to June 2026, alongside condo apartments at about $850,000. The area has Rosedale and Summerhill stations on Line 1, Castle Frank station on Line 2 and several City ravine parks.
How much does a house cost in Rosedale?
From April to June 2026 TRREB recorded 26 detached sales in Rosedale-Moore Park with a median of about $3,440,000 and an average of about $3,981,000. The 11 semi-detached sales had a median of about $2,725,000.
Is Rosedale on the subway?
Yes. Rosedale station at 7 Crescent Road and Summerhill station at 16 Shaftesbury Avenue are on Line 1 Yonge University. Castle Frank station at 600 Bloor Street East is on Line 2 Bloor Danforth. Rosedale station is 7 stops from Union station on the TTC map.
Are there condos in Rosedale?
Yes. TRREB recorded 23 condo apartment sales from April to June 2026 with a median of about $850,000 and 4 condo townhouse sales with a median of about $1,415,000. In the 2021 Census 50.2% of private dwellings in Rosedale-Moore Park were in apartment buildings of five or more storeys.
Is Rosedale a heritage conservation district?
Much of it is. The City of Toronto lists two Rosedale heritage conservation districts, South Rosedale and North Rosedale. Exterior changes inside a district follow the district plan, so check whether the exact address falls inside one before you buy.
Read the Rosedale neighbourhood guide · All Rosedale homes for sale
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Questions about 40 Summerhill Gardens
How much is land transfer tax on 40 Summerhill Gardens?
At the asking price of $3,895,000 the Ontario tax is $83,850 and the Toronto tax is $100,855, $184,705 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 40 Summerhill Gardens?
$779,000 at the asking price of $3,895,000, under the federal minimum down payment rules. A lender may require more.
How much is the property tax on 40 Summerhill Gardens?
The listing shows $17,693 a year for 2025, about $1,474 a month.
Is 40 Summerhill Gardens priced above or below the median?
It is listed at $3,895,000. The August 2026 median for semi-detached house sales in the City of Toronto was $981,000 across 159 sales, so the asking price is $2,914,000 higher. The median covers all sizes and neighbourhoods.
How do I book a showing for 40 Summerhill Gardens?
Use the form on this page or call us. Quote MLS® C13779840. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 40 Summerhill Gardens still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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