MLS® listing
4 Lowther Avenue 605: condo apartment for sale
$3,498,000
From the listing brokerage
This exceptional light-filled two-bedroom, plus open-plan sub-penthouse of over 2300 sq.ft. is distinguished by quality design and master craftsmanship. Enter through double doors past an inviting foyer into a spacious living room (fireplace behind drywall), dining and den combination that flows seamlessly out to a rare west-facing covered terrace, exceeding 600 sq ft. and equipped with electric blinds along its length, and with multiple access points. The contemporary design is perfect for entertaining, with a dedicated entrance for catering staff, leading to the thoughtfully designed Bellini kitchen with Caesarstone counters and painted glass backsplash. This kitchen offers ample storage and a tranquil breakfast area overlooking the Annex. The primary suite boasts its own private office or den and a beautiful ensuite. The second bedroom/family room with a Murphy bed and custom built-ins, provides access to the terrace. 4 Lowther is a meticulously designed luxury building offering excellent amenities including a gym, swimming pool and sauna. It's steps away from trendy Yorkville restaurants designer shopping on Bloor Street and easy access to transit and cultural destinations like the Royal Ontario Museum and the Royal Conservatory of Music.
Facts on the listing
| Square feet | 2250-2499 |
|---|---|
| Approximate age | 16-30 |
| Style | Apartment |
| Basement | None |
| Parking spaces | 1 |
| Garage | Underground |
| Heating | Forced Air |
| Cooling | Central Air |
| Kitchens | 1 |
| Rooms | 6 |
| Maintenance fee | $4,276 |
| Property tax | $11,533 |
| Tax year | 2026 |
| Locker | Owned |
| Pets | Yes-with Restrictions |
| Exposure | North West |
| Fee includes | Common Elements Included, Building Insurance Included, Parking Included, Water Included |
| Building amenities | Concierge, Gym, Indoor Pool, Party Room/Meeting Room, Sauna, BBQs Allowed |
| Balcony | Terrace |
| Laundry | Ensuite |
| Parking | Underground |
| Interior features | None |
| Features | Clear View |
| Floor | 05 |
Listing courtesy of HAZELTON REAL ESTATE INC.. MLS® C13782722.
About this condo apartment
4 Lowther Avenue 605 is a 2 bedroom condo apartment in TRREB's Annex community in Toronto, listed for sale at $3,498,000. The listing shows 3 bathrooms and 2250-2499 square feet. The style is given as apartment. The unit faces north west. It comes with 1 parking space, an underground garage and a locker (owned) according to the listing. The nearest main intersection given is Bloor/Avenue Rd.. The age is listed as 16-30 years.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, parking and locker ownership and what the fee covers should all be checked against the status certificate before an offer is firm.
Building amenities on the listing: concierge, gym, indoor pool, party room/meeting room, sauna and bbqs allowed.
What it costs to buy 4 Lowther Avenue 605
At the asking price of $3,498,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $3,498,000 |
|---|---|
| Ontario land transfer tax | $73,925 |
| Toronto municipal land transfer tax | $83,387 |
| Both taxes | $157,312 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $699,600 |
The down payment figure is the federal minimum: 20 percent, because a home at $1.5 million or more cannot carry mortgage default insurance. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. The rates above $2,000,000 used here are the ones for a home with one or two single family residences. A property with more units is taxed differently. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Maintenance fee | $4,276 a month |
|---|---|
| Property tax (2026) | $11,533 a year, about $961 a month |
| Fee and tax together | about $5,237 a month |
The listing says the maintenance fee includes common elements, building insurance, parking and water. That is before a mortgage payment, home insurance and any utilities the fee does not cover. Fees are set each year in the corporation's budget and can change. The status certificate shows the current fee, the budget behind it and the reserve fund.
How the asking price compares
TRREB recorded 885 condo apartment sales in the City of Toronto in August 2026, at a median price of $550,000 and an average of $651,648. This home is listed at $3,498,000, which is $2,948,000 above that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Order the status certificate. A condo corporation must provide it within 10 days of a request and can charge up to $100. It shows the fee for this unit, any arrears, the budget, the reserve fund balance and any special assessment or lawsuit the corporation knows about.
- Have a lawyer read it. The certificate comes with the declaration, by-laws and rules. Ask what they say about pets, renting the unit and renovations. The listing gives pets as "Yes-with Restrictions".
- Confirm the parking and locker. The listing shows 1 parking space and a locker. Ask whether each is owned, exclusive use or rented. Get the unit numbers.
- Check the reserve fund study. Ask when the last study was done and what it says about contributions.
- Get your financing in writing. A lender looks at the maintenance fee and the property tax as well as the price.
- See it in person. The listing has a virtual tour, but photos do not show noise, light at different hours or the state of the hallways and elevators.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
About The Annex
Heritage districts, apartment buildings along Bloor Street and two subway lines meeting at Spadina and St George. The Annex sells more condo apartments than houses by a wide margin.
Transit: Spadina and St George stations (Line 1 and Line 2), Bathurst and Bay stations (Line 2), Dupont station (Line 1), 510 Spadina and 511 Bathurst streetcars, 26 Dupont bus
| Property type | Median | Sales and average |
|---|---|---|
| All property types | $1,240,000 | 133 sales, average $1,660,517 |
| Detached | About $1,950,000 | 8 sales, average about $2,882,000 |
| Semi-detached | About $1,725,000 | 27 sales, average about $2,056,000 |
| Freehold townhouse (TRREB att/row/townhouse) | About $1,825,000 | 9 sales, average about $1,796,000 |
| Condo townhouse | About $1,260,000 | 7 sales, average about $1,649,000 |
| Condo apartment | About $858,000 | 82 sales, average about $1,397,000 |
Source: TRREB community housing market reports, as set out in the guide.
Questions about The Annex
What did homes sell for in The Annex in spring 2026?
TRREB recorded 133 sales from April to June 2026 with a median of $1,240,000 and an average of $1,660,517 across all property types. Condo apartments were 82 of those sales, with a median of about $858,000.
Is The Annex a good place to live if you want to use the subway?
For subway access it is well placed, with Spadina and St George stations serving both Line 1 and Line 2, plus Bathurst, Bay and Dupont stations at its edges. From Spadina station, Union station is 7 stops on Line 1.
Are there heritage rules on houses in The Annex?
Parts of it are in Heritage Conservation Districts, including East Annex (1994) and West Annex Phase 1 on Madison Avenue, with West Annex Phase II in development. Check with the City whether a specific address is inside a district before planning exterior changes.
Are most homes in The Annex houses or apartments?
Apartments. In the 2021 Census 54.5% of the 16,325 private dwellings were in buildings of five or more storeys and 27.8% in buildings under five storeys, while single-detached houses were 3.8%.
Where is the library in The Annex?
The Toronto Public Library Spadina Road branch is at 10 Spadina Road. The Toronto Reference Library at 789 Yonge Street is to the east.
Read the The Annex neighbourhood guide · All The Annex homes for sale
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Questions about 4 Lowther Avenue 605
How much is land transfer tax on 4 Lowther Avenue 605?
At the asking price of $3,498,000 the Ontario tax is $73,925 and the Toronto tax is $83,387, $157,312 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 4 Lowther Avenue 605?
$699,600 at the asking price of $3,498,000, under the federal minimum down payment rules. A lender may require more.
What is the maintenance fee at 4 Lowther Avenue 605?
The listing shows $4,276 a month, including common elements, building insurance, parking and water. Check the current fee in the status certificate.
How much is the property tax on 4 Lowther Avenue 605?
The listing shows $11,533 a year for 2026, about $961 a month.
Is 4 Lowther Avenue 605 priced above or below the median?
It is listed at $3,498,000. The August 2026 median for condo apartment sales in the City of Toronto was $550,000 across 885 sales, so the asking price is $2,948,000 higher. The median covers all sizes and neighbourhoods.
How do I book a showing for 4 Lowther Avenue 605?
Use the form on this page or call us. Quote MLS® C13782722. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 4 Lowther Avenue 605 still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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