MLS® listing
95 Lombard Street 1405: condo apartment for sale
$599,000
From the listing brokerage
A Penthouse That Feels Like a Home in the Heart of St. Lawrence Market - 95 Lombard Street, St. James Square, Toronto - PH-Level Suite | 1,050 Sq Ft | Spectacular Park & Downtown Views | All-Inclusive Condo Fees. Open the door and the city falls into place.This penthouse-level suite at 95 Lombard Street does not announce itself as a condo. It feels like a home that simply chose the best possible address. Light moves through the rooms. St. James Park unfolds in one direction, the downtown skyline in the other. Southwest and north exposures give the suite a living rhythm: morning over the park, evening over the city.At 1,050 square feet, the layout is large, multifunctional, and unusually complete. A proper living room, sitting room, and dining area all look out over the park and skyline. There is a true place for an office or study. The primary bedroom is generously scaled for a king, with a beautiful ensuite. A separate two-piece bathroom keeps guests and entertaining easy. The kitchen, finished with high-end Sub-Zero appliances, has a large area to pull up a stool and talk while you prep - conversation unfolding into an evening of relaxation or entertainment.A locker sits directly across from the unit door. If needs change, the suite can be easily converted into a two-bedroom. Condo fees are all-inclusive, with no extra utility costs, so the ease of this address extends beyond the views and the neighbourhood.St. James Square is a boutique building of only 65 suites, five per floor, and mostly owners who take real pride in the property. Step outside and the park is at your feet, with St. Lawrence Market, the Distillery District, and the Financial District a short walk away.This is downtown Toronto living with space, light, and a sense of home. Ideal for downsizers who will not settle, or a downtown couple looking for ease and convenience without giving up the feeling of arriving somewhere that matters.
Facts on the listing
| Square feet | 1000-1199 |
|---|---|
| Approximate age | 31-50 |
| Style | 1 Storey/Apt |
| Basement | None |
| Parking spaces | 1 |
| Garage | Underground |
| Heating | Forced Air |
| Cooling | Central Air |
| Kitchens | 1 |
| Rooms | 6 |
| Maintenance fee | $1,386 |
| Property tax | $2,731 |
| Tax year | 2026 |
| Locker | Exclusive |
| Pets | Yes-with Restrictions |
| Exposure | South West |
| Fee includes | CAC Included, Common Elements Included, Heat Included, Hydro Included, Building Insurance Included, Parking Included, Water Included |
| Balcony | None |
| Laundry | Ensuite |
| Parking | Underground |
| Interior features | None |
| Features | Arts Centre, Clear View, Hospital, Park, Public Transit |
| View | City, Downtown, Park/Greenbelt, Skyline, Water |
| Floor | 14 |
Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS® C13793980.
About this condo apartment
95 Lombard Street 1405 is a 2 bedroom condo apartment in TRREB's Church-Yonge Corridor community in Toronto, listed for sale at $599,000. The listing shows 2 bathrooms and 1000-1199 square feet. The style is given as 1 storey/apt. The unit faces south west. It comes with 1 parking space, an underground garage and a locker (exclusive) according to the listing. The nearest main intersection given is Church and Lombard. The age is listed as 31-50 years.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, parking and locker ownership and what the fee covers should all be checked against the status certificate before an offer is firm.
What it costs to buy 95 Lombard Street 1405
At the asking price of $599,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $599,000 |
|---|---|
| Ontario land transfer tax | $8,455 |
| Toronto municipal land transfer tax | $8,455 |
| Both taxes | $16,910 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $34,900 |
The down payment figure is the federal minimum: 5 percent of the first $500,000 and 10 percent of the rest. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Maintenance fee | $1,386 a month |
|---|---|
| Property tax (2026) | $2,731 a year, about $228 a month |
| Fee and tax together | about $1,614 a month |
The listing says the maintenance fee includes cac, common elements, heat, hydro, building insurance, parking and water. That is before a mortgage payment, home insurance and any utilities the fee does not cover. Fees are set each year in the corporation's budget and can change. The status certificate shows the current fee, the budget behind it and the reserve fund.
How the asking price compares
TRREB recorded 885 condo apartment sales in the City of Toronto in August 2026, at a median price of $550,000 and an average of $651,648. This home is listed at $599,000, which is $49,000 above that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Order the status certificate. A condo corporation must provide it within 10 days of a request and can charge up to $100. It shows the fee for this unit, any arrears, the budget, the reserve fund balance and any special assessment or lawsuit the corporation knows about.
- Have a lawyer read it. The certificate comes with the declaration, by-laws and rules. Ask what they say about pets, renting the unit and renovations. The listing gives pets as "Yes-with Restrictions".
- Confirm the parking and locker. The listing shows 1 parking space and a locker. Ask whether each is owned, exclusive use or rented. Get the unit numbers.
- Check the reserve fund study. Ask when the last study was done and what it says about contributions.
- Get your financing in writing. A lender looks at the maintenance fee and the property tax as well as the price.
- See it in person. The listing has a virtual tour, but photos do not show noise, light at different hours or the state of the hallways and elevators.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 95 Lombard Street 1405
How much is land transfer tax on 95 Lombard Street 1405?
At the asking price of $599,000 the Ontario tax is $8,455 and the Toronto tax is $8,455, $16,910 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 95 Lombard Street 1405?
$34,900 at the asking price of $599,000, under the federal minimum down payment rules. A lender may require more.
What is the maintenance fee at 95 Lombard Street 1405?
The listing shows $1,386 a month, including cac, common elements, heat, hydro, building insurance, parking and water. Check the current fee in the status certificate.
How much is the property tax on 95 Lombard Street 1405?
The listing shows $2,731 a year for 2026, about $228 a month.
Is 95 Lombard Street 1405 priced above or below the median?
It is listed at $599,000. The August 2026 median for condo apartment sales in the City of Toronto was $550,000 across 885 sales, so the asking price is $49,000 higher. The median covers all sizes and neighbourhoods.
How do I book a showing for 95 Lombard Street 1405?
Use the form on this page or call us. Quote MLS® C13793980. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 95 Lombard Street 1405 still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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