MLS® listing
641 St Clair Avenue W: store w apt/office for sale
$1,599,000
From the listing brokerage
Offering a broader approach to living and owning in the city, 641 St Clair West brings together a self-contained two-bedroom residence and fully vacant commercial space within one mixed-use property, creating flexibility that extends well beyond a conventional residential footprint. Above the street, the apartment offers open living space, a full kitchen, generous natural light and a walkout to the roof. Its two-bedroom layout provides a comfortable place to call home, while remaining distinctly separate from the commercial space below. At street level, a glazed storefront opens to a flexible, open-plan space with direct access to a full lower level. Use it for your own business, office or studio, create a dedicated workspace separate from home, or consider it as a source of rental income. Rear laneway access and parking add everyday practicality. Offered fully vacant, the property gives a new owner the ability to determine how the two spaces work together from the outset. Live above and operate a business below, occupy one space and lease the other, keep both for your own use, or explore how the property might evolve over time. Set along an established stretch of St. Clair West, the property draws from the surrounding neighbourhoods of Wychwood, Humewood and Casa Loma. Independent shops, cafés, restaurants and longstanding businesses contribute to the character of the street, with everyday amenities, transit and Wychwood Barns all nearby. For someone looking beyond the conventional, 641 St Clair West offers a place to live, space to create or work, and the flexibility to make both your own.
Facts on the listing
| Square feet | 2000-2500 |
|---|---|
| Style | 2-Storey |
| Basement | Full, Walk-Out, Unfinished |
| Lot width | 14.75 |
| Lot depth | 116.58 |
| Lot measured in | Feet |
| Faces | South |
| Parking spaces | 1 |
| Garage | None |
| Heating | Forced Air |
| Cooling | None |
| Kitchens | 1 |
| Property tax | $12,891 |
| Tax year | 2025 |
| Parking | Lane |
| Interior features | Other |
| Features | Public Transit |
| View | City |
Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS® C13797962.
About this store w apt/office
641 St Clair Avenue W is a 2 bedroom store w apt/office in TRREB's Wychwood community in Toronto, listed for sale at $1,599,000. The listing shows 3 bathrooms and 2000-2500 square feet. The style is given as 2-storey. The lot is listed as 14.75 by 116.58 feet. The listing gives the basement as full, walk-out, unfinished. It comes with 1 parking space according to the listing. The nearest main intersection given is St Clair W + Wychwood Ave.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, the lot, the taxes and what is included in the sale should all be confirmed before an offer is firm.
What it costs to buy 641 St Clair Avenue W
At the asking price of $1,599,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $1,599,000 |
|---|---|
| Ontario land transfer tax | $28,455 |
| Toronto municipal land transfer tax | $28,455 |
| Both taxes | $56,910 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $319,800 |
The down payment figure is the federal minimum: 20 percent, because a home at $1.5 million or more cannot carry mortgage default insurance. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Property tax (2025) | $12,891 a year, about $1,074 a month |
|---|
That is before a mortgage payment, home insurance and utilities. The listing shows no monthly maintenance fee, so upkeep of the building and the lot is the owner's own cost.
What to check before you make an offer
- Book a home inspection. An inspector looks at the roof, foundation, wiring, plumbing and heating. The listing gives the heating as forced air.
- Have a lawyer search the title. A title search shows mortgages, liens and easements registered against the property. Ask whether a survey exists and whether it matches the lot on the listing, 14.75 by 116.58 feet.
- Ask about permits. Ask which renovations had building permits and whether those permits were closed.
- Confirm what is included. Appliances, light fixtures and window coverings are included only if the agreement says so. Ask whether the water heater or furnace is rented.
- Get your financing in writing. A lender looks at the property tax and heating costs as well as the price.
- See it in person. Photos do not show noise, light at different hours or the state of the street and the homes beside it.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 641 St Clair Avenue W
How much is land transfer tax on 641 St Clair Avenue W?
At the asking price of $1,599,000 the Ontario tax is $28,455 and the Toronto tax is $28,455, $56,910 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 641 St Clair Avenue W?
$319,800 at the asking price of $1,599,000, under the federal minimum down payment rules. A lender may require more.
How much is the property tax on 641 St Clair Avenue W?
The listing shows $12,891 a year for 2025, about $1,074 a month.
How do I book a showing for 641 St Clair Avenue W?
Use the form on this page or call us. Quote MLS® C13797962. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 641 St Clair Avenue W still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
The listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose. The data is deemed reliable but is not guaranteed accurate by TRREB or PropTx. Each listing shows the brokerage that listed it. Listings are updated every few minutes.
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