MLS® listing
123 Havelock Street: semi-detached house for sale
$3,050,000
From the listing brokerage
Tucked into coveted Dufferin Grove & directly opposite the neighbourhood's most beloved park, this perfect family home showcases how a historic Toronto residence can evolve without losing its soul. Set on an exceptional 35-foot-wide lot (with a rare private drive for three cars), this home offers over 4,250 sq ft of living space on four levels, combining period craftsmanship w/ contemporary updates, mature garden & a stunning garden suite. Original architectural details (warm oak staircases, elegant pocket doors, generous proportions & marble-clad fireplace) are thoughtfully integrated w/ modern finishings. The 2019 two-storey rear addition delivers coveted indoor-outdoor living, w/ expansive windows flooding the family room w/ natural light & creating a seamless connection to the exquisite landscaped garden. The second level provides three generous bedrooms, bathroom & laundry, while the private primary suite occupies the top floor w/ walk-in closet & spa-like ensuite, featuring a deep soaker tub & separate walk-in shower. The fully finished lower level, with separate entrance, bedroom, bathroom, new kitchen and expansive living area, provides remarkable flexibility for guests, tenants or extended family. At the rear, the 2023 garden suite is an architectural statement of its own: full-height sliders, three skylights, an open-concept layout w/ bdrm and a private patio. This bright, beautifully considered space is equally suited to guests, family, independent workspace or rental. And what a setting! Dufferin Grove Park is at your doorstep, w/ a children's playground, rink & community hub, plus a weekly farmers' market. Dufferin Mall-a block away; TTC-five minutes. Add Little Italy, Little Portugal & Bloordale into the mix, and you have the perfect neighbourhood of restaurants, boutiques, bakeries & specialty shops. The best in urban living-green space, great schools and a true community-is yours with this perfect gem, a home that truly has it all.
Facts on the listing
| Square feet | 3000-3500 |
|---|---|
| Approximate age | 100+ |
| Style | 3-Storey |
| Basement | Finished with Walk-Out, Separate Entrance, Full |
| Lot width | 35 |
| Lot depth | 147 |
| Lot measured in | Feet |
| Faces | East |
| Parking spaces | 3 |
| Garage | None |
| Heating | Forced Air |
| Cooling | Wall Unit(s) |
| Kitchens | 3 |
| Property tax | $13,290 |
| Tax year | 2026 |
| Parking | Private |
| Interior features | Bar Fridge, Built-In Oven, Countertop Range, ERV/HRV, Floor Drain, In-Law Suite, Sump Pump, Water Heater Owned, Water Meter |
| Features | Fenced Yard, Hospital, Public Transit, School |
Listing courtesy of BOSLEY REAL ESTATE LTD.. MLS® C13810220.
About this semi-detached house
123 Havelock Street is a 6 bedroom semi-detached house in TRREB's Dufferin Grove community in Toronto, listed for sale at $3,050,000. The listing shows 4 bathrooms and 3000-3500 square feet. The style is given as 3-storey. The lot is listed as 35 by 147 feet. The listing gives the basement as finished with walk-out, separate entrance, full. It comes with 3 parking spaces according to the listing. The nearest main intersection given is Dovercourt St & College St. The age is listed as 100+ years.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, the lot, the taxes and what is included in the sale should all be confirmed before an offer is firm.
What it costs to buy 123 Havelock Street
At the asking price of $3,050,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $3,050,000 |
|---|---|
| Ontario land transfer tax | $62,725 |
| Toronto municipal land transfer tax | $63,675 |
| Both taxes | $126,400 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $610,000 |
The down payment figure is the federal minimum: 20 percent, because a home at $1.5 million or more cannot carry mortgage default insurance. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. The rates above $2,000,000 used here are the ones for a home with one or two single family residences. A property with more units is taxed differently. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Property tax (2026) | $13,290 a year, about $1,107 a month |
|---|
That is before a mortgage payment, home insurance and utilities. The listing shows no monthly maintenance fee, so upkeep of the building and the lot is the owner's own cost.
How the asking price compares
TRREB recorded 159 semi-detached house sales in the City of Toronto in August 2026, at a median price of $981,000 and an average of $1,110,639. This home is listed at $3,050,000, which is $2,069,000 above that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Book a home inspection. An inspector looks at the roof, foundation, wiring, plumbing and heating. The listing gives the heating as forced air.
- Have a lawyer search the title. A title search shows mortgages, liens and easements registered against the property. Ask whether a survey exists and whether it matches the lot on the listing, 35 by 147 feet.
- Ask about permits. Ask which renovations had building permits and whether those permits were closed. The listing shows 3 kitchens. If there is a second unit, ask whether it meets the municipality's rules for one.
- Confirm what is included. Appliances, light fixtures and window coverings are included only if the agreement says so. Ask whether the water heater or furnace is rented.
- Get your financing in writing. A lender looks at the property tax and heating costs as well as the price.
- See it in person. The listing has a virtual tour, but photos do not show noise, light at different hours or the state of the street and the homes beside it.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 123 Havelock Street
How much is land transfer tax on 123 Havelock Street?
At the asking price of $3,050,000 the Ontario tax is $62,725 and the Toronto tax is $63,675, $126,400 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 123 Havelock Street?
$610,000 at the asking price of $3,050,000, under the federal minimum down payment rules. A lender may require more.
How much is the property tax on 123 Havelock Street?
The listing shows $13,290 a year for 2026, about $1,107 a month.
Is 123 Havelock Street priced above or below the median?
It is listed at $3,050,000. The August 2026 median for semi-detached house sales in the City of Toronto was $981,000 across 159 sales, so the asking price is $2,069,000 higher. The median covers all sizes and neighbourhoods.
How do I book a showing for 123 Havelock Street?
Use the form on this page or call us. Quote MLS® C13810220. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 123 Havelock Street still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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