MLS® listing
770 Bay Street 513: condo apartment for sale
$759,000
From the listing brokerage
Lumiere Condos at 770 Bay Street - experience the absolute best of Toronto's Bay Street Corridor! Located just steps from the downtown hospital network, University of Toronto, TMU, Eaton Centre, the financial district, and two major subways (College & Queen's Park Subway). Original owners and has never been rented , this two bedroom plus den, 895 Sq. Ft. of living space with a highly functional layout that maximizes every square foot. Gleaming hardwood floors and 2 walkouts to a large open balcony. 9 foot ceilings throughout. A true split-bedroom layout which offers maximum privacy, featuring a spacious primary bedroom with a 4pc-ensuite bathroom. It features a large den - a distinct, dedicated space ideal for a quiet home office, creative studio, or can be used as a 3rd bedroom. Five-Star Building Amenities: Residents enjoy 24-hour concierge service, a state-of-the-art fitness centre, an indoor pool, a private cinema, a billiards room, and a breathtaking rooftop terrace equipped with BBQs. Living on a lower level means you can completely bypass the morning elevator rush and take the stairs - a massive time-saver when you're heading out for work or walking the dog.
Facts on the listing
| Square feet | 800-899 |
|---|---|
| Style | Apartment |
| Basement | None |
| Parking spaces | 0 |
| Garage | None |
| Heating | Forced Air |
| Cooling | Central Air |
| Kitchens | 1 |
| Maintenance fee | $856 |
| Property tax | $4,903 |
| Tax year | 2026 |
| Locker | None |
| Pets | Yes-with Restrictions |
| Exposure | North West |
| Fee includes | Heat Included, Water Included, CAC Included, Building Insurance Included, Common Elements Included |
| Balcony | Open |
| Laundry | In-Suite Laundry |
| Interior features | Built-In Oven |
| Features | Hospital, Park, Public Transit, School |
| Floor | 5 |
Listing courtesy of RE/MAX WEST REALTY INC.. MLS® C13815918.
About this condo apartment
770 Bay Street 513 is a 3 bedroom condo apartment in TRREB's Bay Street Corridor community in Toronto, listed for sale at $759,000. The listing shows 2 bathrooms and 800-899 square feet. The style is given as apartment. The unit faces north west. The listing shows no parking space. The nearest main intersection given is Bay & College.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, parking and locker ownership and what the fee covers should all be checked against the status certificate before an offer is firm.
What it costs to buy 770 Bay Street 513
At the asking price of $759,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $759,000 |
|---|---|
| Ontario land transfer tax | $11,655 |
| Toronto municipal land transfer tax | $11,655 |
| Both taxes | $23,310 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $50,900 |
The down payment figure is the federal minimum: 5 percent of the first $500,000 and 10 percent of the rest. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Maintenance fee | $856 a month |
|---|---|
| Property tax (2026) | $4,903 a year, about $409 a month |
| Fee and tax together | about $1,265 a month |
The listing says the maintenance fee includes heat, water, cac, building insurance and common elements. That is before a mortgage payment, home insurance and any utilities the fee does not cover. Fees are set each year in the corporation's budget and can change. The status certificate shows the current fee, the budget behind it and the reserve fund.
How the asking price compares
TRREB recorded 885 condo apartment sales in the City of Toronto in August 2026, at a median price of $550,000 and an average of $651,648. This home is listed at $759,000, which is $209,000 above that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Order the status certificate. A condo corporation must provide it within 10 days of a request and can charge up to $100. It shows the fee for this unit, any arrears, the budget, the reserve fund balance and any special assessment or lawsuit the corporation knows about.
- Have a lawyer read it. The certificate comes with the declaration, by-laws and rules. Ask what they say about pets, renting the unit and renovations. The listing gives pets as "Yes-with Restrictions".
- Confirm the parking and locker. Ask whether a space or a locker comes with the unit and whether one can be rented in the building.
- Check the reserve fund study. Ask when the last study was done and what it says about contributions.
- Get your financing in writing. A lender looks at the maintenance fee and the property tax as well as the price.
- See it in person. The listing has a virtual tour, but photos do not show noise, light at different hours or the state of the hallways and elevators.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 770 Bay Street 513
How much is land transfer tax on 770 Bay Street 513?
At the asking price of $759,000 the Ontario tax is $11,655 and the Toronto tax is $11,655, $23,310 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 770 Bay Street 513?
$50,900 at the asking price of $759,000, under the federal minimum down payment rules. A lender may require more.
What is the maintenance fee at 770 Bay Street 513?
The listing shows $856 a month, including heat, water, cac, building insurance and common elements. Check the current fee in the status certificate.
How much is the property tax on 770 Bay Street 513?
The listing shows $4,903 a year for 2026, about $409 a month.
Is 770 Bay Street 513 priced above or below the median?
It is listed at $759,000. The August 2026 median for condo apartment sales in the City of Toronto was $550,000 across 885 sales, so the asking price is $209,000 higher. The median covers all sizes and neighbourhoods.
How do I book a showing for 770 Bay Street 513?
Use the form on this page or call us. Quote MLS® C13815918. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 770 Bay Street 513 still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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