MLS® listing
5 St Joseph Street 4502: condo apartment for sale
$1,680,000
From the listing brokerage
Welcome to an Exceptional Suite #4502 Including | 1,683 SQ. FT. Living Space | 10' CEILINGS | 2+1 BED | 2.5 BATH | 1 PARKING | 2 BALCONIES. It offering approximately 1,683 sq. ft. of beautifully proportioned interior living space in the heart of Downtown Toronto. Featuring soaring 10-foot smooth ceilings, this rare residence offers the scale and presence of a luxury home with the convenience of a prestigious downtown condominium. The thoughtfully designed 2-bedroom + den, 2.5-bathroom floor plan provides exceptional separation between living and private spaces. At the heart of the home is an impressive 29'7" x 20'9" open-concept kitchen, dining and living area, creating an extraordinary space for entertaining, family gatherings and everyday living. The expansive living area opens to a generously sized main balcony, extending the living space outdoors. The spacious 13'7" x 12'10" primary bedroom provide ample room for a king-size bedroom suite, features its own private balcony, while the approximately 11'3" x 11'1" second bedroom provides excellent space for family or guests. A large 11'3" x 10'6" den with floor-to-ceiling window and a sliding door offers tremendous flexibility as a home office, library, study or even a bedroom. The residence features two full bathrooms plus a convenient powder room, providing the functionality expected of a home of this size. Completing this exceptional offering are one underground parking space and two lockers, providing valuable additional storage. Located at FIVE, one of Downtown Toronto's distinctive architectural residences, you are steps from Wellesley Subway Station, Yonge Street and the University of Toronto, with Yorkville, Bloor Street, world-class dining, shopping, hospitals and the downtown core all close at hand. A truly exceptional Condominium unit offering space, scale and sophistication in one of Downtown Toronto's most desirable locations.
Facts on the listing
| Square feet | 1600-1799 |
|---|---|
| Style | Apartment |
| Basement | None |
| Parking spaces | 1 |
| Garage | Underground |
| Heating | Forced Air |
| Cooling | Central Air |
| Kitchens | 1 |
| Rooms | 6 |
| Maintenance fee | $1,580 |
| Property tax | $10,610 |
| Tax year | 2025 |
| Locker | Owned |
| Pets | Yes-with Restrictions |
| Exposure | South West |
| Fee includes | CAC Included, Common Elements Included, Heat Included, Building Insurance Included, Water Included, Parking Included |
| Building amenities | Concierge, Gym, Sauna, Visitor Parking, Party Room/Meeting Room, Rooftop Deck/Garden |
| Balcony | Open |
| Laundry | Ensuite |
| Parking | Underground |
| Interior features | Carpet Free |
| Features | Hospital, Public Transit, School |
| Floor | 45 |
Listing courtesy of JDL REALTY INC.. MLS® C13819764.
About this condo apartment
5 St Joseph Street 4502 is a 3 bedroom condo apartment in TRREB's Bay Street Corridor community in Toronto, listed for sale at $1,680,000. The listing shows 3 bathrooms and 1600-1799 square feet. The style is given as apartment. The unit faces south west. It comes with 1 parking space, an underground garage and a locker (owned) according to the listing. The nearest main intersection given is Yonge/Bay/Wellesley.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, parking and locker ownership and what the fee covers should all be checked against the status certificate before an offer is firm.
Building amenities on the listing: concierge, gym, sauna, visitor parking, party room/meeting room and rooftop deck/garden.
What it costs to buy 5 St Joseph Street 4502
At the asking price of $1,680,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $1,680,000 |
|---|---|
| Ontario land transfer tax | $30,075 |
| Toronto municipal land transfer tax | $30,075 |
| Both taxes | $60,150 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $336,000 |
The down payment figure is the federal minimum: 20 percent, because a home at $1.5 million or more cannot carry mortgage default insurance. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Maintenance fee | $1,580 a month |
|---|---|
| Property tax (2025) | $10,610 a year, about $884 a month |
| Fee and tax together | about $2,464 a month |
The listing says the maintenance fee includes cac, common elements, heat, building insurance, water and parking. That is before a mortgage payment, home insurance and any utilities the fee does not cover. Fees are set each year in the corporation's budget and can change. The status certificate shows the current fee, the budget behind it and the reserve fund.
How the asking price compares
TRREB recorded 885 condo apartment sales in the City of Toronto in August 2026, at a median price of $550,000 and an average of $651,648. This home is listed at $1,680,000, which is $1,130,000 above that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Order the status certificate. A condo corporation must provide it within 10 days of a request and can charge up to $100. It shows the fee for this unit, any arrears, the budget, the reserve fund balance and any special assessment or lawsuit the corporation knows about.
- Have a lawyer read it. The certificate comes with the declaration, by-laws and rules. Ask what they say about pets, renting the unit and renovations. The listing gives pets as "Yes-with Restrictions".
- Confirm the parking and locker. The listing shows 1 parking space and a locker. Ask whether each is owned, exclusive use or rented. Get the unit numbers.
- Check the reserve fund study. Ask when the last study was done and what it says about contributions.
- Get your financing in writing. A lender looks at the maintenance fee and the property tax as well as the price.
- See it in person. The listing has a virtual tour, but photos do not show noise, light at different hours or the state of the hallways and elevators.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 5 St Joseph Street 4502
How much is land transfer tax on 5 St Joseph Street 4502?
At the asking price of $1,680,000 the Ontario tax is $30,075 and the Toronto tax is $30,075, $60,150 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 5 St Joseph Street 4502?
$336,000 at the asking price of $1,680,000, under the federal minimum down payment rules. A lender may require more.
What is the maintenance fee at 5 St Joseph Street 4502?
The listing shows $1,580 a month, including cac, common elements, heat, building insurance, water and parking. Check the current fee in the status certificate.
How much is the property tax on 5 St Joseph Street 4502?
The listing shows $10,610 a year for 2025, about $884 a month.
Is 5 St Joseph Street 4502 priced above or below the median?
It is listed at $1,680,000. The August 2026 median for condo apartment sales in the City of Toronto was $550,000 across 885 sales, so the asking price is $1,130,000 higher. The median covers all sizes and neighbourhoods.
How do I book a showing for 5 St Joseph Street 4502?
Use the form on this page or call us. Quote MLS® C13819764. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 5 St Joseph Street 4502 still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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