MLS® listing
10 Earl Street: duplex for sale
$1,699,000
From the listing brokerage
Built in 1877. Renovated for the way you live now. Part of Windsor Terrace, a Victorian row on a hushed, tree-lined dead end in Upper Jarvis, this legal duplex on a deep 20 x 132 ft lot offers two self-contained homes, a rooftop terrace and tandem parking for four cars, all delivered vacant. Subway station is a 5-minute walk; Yorkville is 5 minutes by car. Bloor Streets shops, restaurants and parks are all within easy reach. A heated mudroom with custom cabinetry sets the tone at the front door. The owner renovated the two-floor main residence for themselves, and it shows: original exposed brick, a wood-burning fireplace, heated floors, and a kitchen in natural walnut and Corian with induction cooking and a custom pantry built for your wine fridge and espresso machine. The top floor is a private retreat, with a primary suite framed by custom walnut closets, a spa ensuite with rain shower, teak floor and Toto washlet, and a walk-out to a sun-soaked rooftop terrace wired for sound. Below, a recently renovated 2-bedroom suite with its own entrance, laundry, meter and walk0out to a private patio. Live up, rent down. Bring the family together. Or lease both on day one. Five bedrooms, two homes, one rare downtown address.
Facts on the listing
| Square feet | 2500-3000 |
|---|---|
| Style | 3-Storey |
| Basement | Separate Entrance, Unfinished |
| Lot width | 20 |
| Lot depth | 131.51 |
| Lot measured in | Feet |
| Faces | North |
| Parking spaces | 4 |
| Garage | Other |
| Heating | Forced Air |
| Cooling | Central Air |
| Kitchens | 2 |
| Property tax | $9,336 |
| Tax year | 2025 |
| Interior features | Carpet Free, Other |
Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS® C13850938.
About this duplex
10 Earl Street is a 5 bedroom duplex in TRREB's North St. James Town community in Toronto, listed for sale at $1,699,000. The listing shows 3 bathrooms and 2500-3000 square feet. The style is given as 3-storey. The lot is listed as 20 by 131.51 feet. The listing gives the basement as separate entrance, unfinished. It comes with 4 parking spaces and an other garage according to the listing. The nearest main intersection given is Bloor St E & Jarvis St.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, the lot, the taxes and what is included in the sale should all be confirmed before an offer is firm.
What it costs to buy 10 Earl Street
At the asking price of $1,699,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $1,699,000 |
|---|---|
| Ontario land transfer tax | $30,455 |
| Toronto municipal land transfer tax | $30,455 |
| Both taxes | $60,910 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $339,800 |
The down payment figure is the federal minimum: 20 percent, because a home at $1.5 million or more cannot carry mortgage default insurance. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Property tax (2025) | $9,336 a year, about $778 a month |
|---|
That is before a mortgage payment, home insurance and utilities. The listing shows no monthly maintenance fee, so upkeep of the building and the lot is the owner's own cost.
What to check before you make an offer
- Book a home inspection. An inspector looks at the roof, foundation, wiring, plumbing and heating. The listing gives the heating as forced air.
- Have a lawyer search the title. A title search shows mortgages, liens and easements registered against the property. Ask whether a survey exists and whether it matches the lot on the listing, 20 by 131.51 feet.
- Ask about permits. Ask which renovations had building permits and whether those permits were closed. The listing shows 2 kitchens. If there is a second unit, ask whether it meets the municipality's rules for one.
- Confirm what is included. Appliances, light fixtures and window coverings are included only if the agreement says so. Ask whether the water heater or furnace is rented.
- Get your financing in writing. A lender looks at the property tax and heating costs as well as the price.
- See it in person. Photos do not show noise, light at different hours or the state of the street and the homes beside it.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 10 Earl Street
How much is land transfer tax on 10 Earl Street?
At the asking price of $1,699,000 the Ontario tax is $30,455 and the Toronto tax is $30,455, $60,910 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 10 Earl Street?
$339,800 at the asking price of $1,699,000, under the federal minimum down payment rules. A lender may require more.
How much is the property tax on 10 Earl Street?
The listing shows $9,336 a year for 2025, about $778 a month.
How do I book a showing for 10 Earl Street?
Use the form on this page or call us. Quote MLS® C13850938. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 10 Earl Street still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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