MLS® listing
198 McCaul Street: semi-detached house for sale
$1,888,000
From the listing brokerage
Exceptional opportunity in the heart of downtown Toronto! This spacious 2 1/2 Storey Victorian-style semi-detached home offers an impressive 6 bedrooms, 4 full bathrooms plus a main-floor powder room, with exceptional space and versatility for large or multi generational families and investors alike. The main level features impressive 10-ft ceilings, 2 bedrooms, kitchen, powder room, unheated walk-thru pantry and mudroom with walkout to the backyard patio. The second floor offers a large bedroom with a private 3pc ensuite bath, 2nd bedroom, another 3pc bath and an eat-in kitchen. While the third floor features 2 additional bedrooms, including a front bedroom with its own private 3-piece ensuite. The lower level provides additional open space with laundry, utility room, 3 pc bath and an additional storage room with sink, countertop, gas supply and window. Finally the basement is completed with a cold room/cantina. A standout downtown feature is the oversized detached garage, complete with a convenient drive-through door opening directly onto the backyard patio accessed via a concrete laneway. Ideally situated close to universities, hospitals, transit, dining and Toronto's vibrant downtown amenities. An exceptional property where space, character, flexibility and location come together! A truly unique opportunity in one of Toronto's most sought-after downtown settings! This property has been maintained in great condition!!!
Facts on the listing
| Square feet | 1100-1500 |
|---|---|
| Style | 2 1/2 Storey |
| Basement | Partially Finished |
| Lot width | 14.5 |
| Lot depth | 134.5 |
| Lot measured in | Feet |
| Faces | West |
| Parking spaces | 2 |
| Garage | Detached |
| Heating | Forced Air |
| Cooling | Central Air |
| Kitchens | 2 |
| Property tax | $9,054 |
| Tax year | 2026 |
| Parking | Lane |
| Interior features | None |
Listing courtesy of HOMELIFE/TREASURE REALTY LTD.. MLS® C13880322.
About this semi-detached house
198 McCaul Street is a 6 bedroom semi-detached house in TRREB's Kensington-Chinatown community in Toronto, listed for sale at $1,888,000. The listing shows 5 bathrooms and 1100-1500 square feet. The style is given as 2 1/2 storey. The lot is listed as 14.5 by 134.5 feet. The listing gives the basement as partially finished. It comes with 2 parking spaces and a detached garage according to the listing. The nearest main intersection given is COLLEGE/DUNDAS/UNIVERSITY.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, the lot, the taxes and what is included in the sale should all be confirmed before an offer is firm.
What it costs to buy 198 McCaul Street
At the asking price of $1,888,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $1,888,000 |
|---|---|
| Ontario land transfer tax | $34,235 |
| Toronto municipal land transfer tax | $34,235 |
| Both taxes | $68,470 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $377,600 |
The down payment figure is the federal minimum: 20 percent, because a home at $1.5 million or more cannot carry mortgage default insurance. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Property tax (2026) | $9,054 a year, about $755 a month |
|---|
That is before a mortgage payment, home insurance and utilities. The listing shows no monthly maintenance fee, so upkeep of the building and the lot is the owner's own cost.
How the asking price compares
TRREB recorded 159 semi-detached house sales in the City of Toronto in August 2026, at a median price of $981,000 and an average of $1,110,639. This home is listed at $1,888,000, which is $907,000 above that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Book a home inspection. An inspector looks at the roof, foundation, wiring, plumbing and heating. The listing gives the heating as forced air.
- Have a lawyer search the title. A title search shows mortgages, liens and easements registered against the property. Ask whether a survey exists and whether it matches the lot on the listing, 14.5 by 134.5 feet.
- Ask about permits. Ask which renovations had building permits and whether those permits were closed. The listing shows 2 kitchens. If there is a second unit, ask whether it meets the municipality's rules for one.
- Confirm what is included. Appliances, light fixtures and window coverings are included only if the agreement says so. Ask whether the water heater or furnace is rented.
- Get your financing in writing. A lender looks at the property tax and heating costs as well as the price.
- See it in person. Photos do not show noise, light at different hours or the state of the street and the homes beside it.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 198 McCaul Street
How much is land transfer tax on 198 McCaul Street?
At the asking price of $1,888,000 the Ontario tax is $34,235 and the Toronto tax is $34,235, $68,470 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 198 McCaul Street?
$377,600 at the asking price of $1,888,000, under the federal minimum down payment rules. A lender may require more.
How much is the property tax on 198 McCaul Street?
The listing shows $9,054 a year for 2026, about $755 a month.
Is 198 McCaul Street priced above or below the median?
It is listed at $1,888,000. The August 2026 median for semi-detached house sales in the City of Toronto was $981,000 across 159 sales, so the asking price is $907,000 higher. The median covers all sizes and neighbourhoods.
How do I book a showing for 198 McCaul Street?
Use the form on this page or call us. Quote MLS® C13880322. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 198 McCaul Street still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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