MLS® listing
403 Church Street 1404: condo apartment for sale
$445,000
From the listing brokerage
Sun-filled and stylish, this upgraded 1-bedroom suite at Stanley Condos puts you at the centre of downtown Toronto. Nine-foot ceilings and floor-to-ceiling windows flood the open living space with natural light, while the full-width west-facing balcony offers clear views over the downtown core and golden-hour sunsets. This suite makes smart use of every inch. The sleek contemporary kitchen features integrated appliances, stone countertops and a clean, minimalist design. Laminate flooring runs throughout, and the bathroom has a spa-inspired finish. *** Dual layer shades in living room *** Light-blocking shades in bedroom *** The efficient layout makes this suite ideal for first-time buyers, students, young professionals, or investors seeking strong rental demand.Stanley Condos is professionally managed by FirstService Residential and offers over 16,000 sq. ft. of hotel-inspired amenities, including: 24-hour concierge, 8,000 sq. ft. outdoor terrace with BBQs, lounge areas and sundeck, Tranquil Zen garden, Fitness centre and yoga studio, Theatre room, billiards lounge and ping pong room, Party room, boardroom, meeting rooms and study spacesGuest suites for visitors. A storage locker is included. The location is outstanding, with a Walk Score of 96 and the subway at your doorstep, you won't need a car. Loblaws at Maple Leaf Gardens is directly across the street, College Subway Station is steps away, and TTC streetcars stop at your door. You're also minutes from U of T, TMU, George Brown, College Park, Allan Gardens, the Eaton Centre, Dundas Square and major downtown hospitals.Bright, modern, and connected to everything. City living at its best.
Facts on the listing
| Square feet | 0-499 |
|---|---|
| Approximate age | 0-5 |
| Style | Apartment |
| Basement | None |
| Parking spaces | 0 |
| Garage | Underground |
| Heating | Forced Air |
| Cooling | Central Air |
| Kitchens | 1 |
| Rooms | 4 |
| Maintenance fee | $332 |
| Property tax | $2,287 |
| Tax year | 2026 |
| Locker | Owned |
| Pets | Yes-with Restrictions |
| Exposure | West |
| Fee includes | CAC Included, Common Elements Included, Heat Included, Building Insurance Included |
| Building amenities | Concierge, Exercise Room, Gym, Party Room/Meeting Room, Visitor Parking, Guest Suites |
| Balcony | Open |
| Laundry | In-Suite Laundry |
| Parking | Underground |
| Interior features | Built-In Oven, Carpet Free |
| Features | Clear View, Hospital, Public Transit |
| View | City |
| Floor | 13 |
Listing courtesy of CITY WIDE PROFESSIONALS INC.. MLS® C14004306.
About this condo apartment
403 Church Street 1404 is a 1 bedroom condo apartment in TRREB's Church-Yonge Corridor community in Toronto, listed for sale at $445,000. The listing shows 1 bathroom and 0-499 square feet. The style is given as apartment. The unit faces west. It comes with an underground garage and a locker (owned) according to the listing. The nearest main intersection given is Church/Carlton. The age is listed as 0-5 years.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, parking and locker ownership and what the fee covers should all be checked against the status certificate before an offer is firm.
Building amenities on the listing: concierge, exercise room, gym, party room/meeting room, visitor parking and guest suites.
What it costs to buy 403 Church Street 1404
At the asking price of $445,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $445,000 |
|---|---|
| Ontario land transfer tax | $5,375 |
| Toronto municipal land transfer tax | $5,375 |
| Both taxes | $10,750 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $22,250 |
The down payment figure is the federal minimum: 5 percent of the price. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Maintenance fee | $332 a month |
|---|---|
| Property tax (2026) | $2,287 a year, about $191 a month |
| Fee and tax together | about $522 a month |
The listing says the maintenance fee includes cac, common elements, heat and building insurance. That is before a mortgage payment, home insurance and any utilities the fee does not cover. Fees are set each year in the corporation's budget and can change. The status certificate shows the current fee, the budget behind it and the reserve fund.
How the asking price compares
TRREB recorded 885 condo apartment sales in the City of Toronto in August 2026, at a median price of $550,000 and an average of $651,648. This home is listed at $445,000, which is $105,000 below that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Order the status certificate. A condo corporation must provide it within 10 days of a request and can charge up to $100. It shows the fee for this unit, any arrears, the budget, the reserve fund balance and any special assessment or lawsuit the corporation knows about.
- Have a lawyer read it. The certificate comes with the declaration, by-laws and rules. Ask what they say about pets, renting the unit and renovations. The listing gives pets as "Yes-with Restrictions".
- Confirm the parking and locker. The listing shows a locker. Ask whether each is owned, exclusive use or rented. Get the unit numbers.
- Check the reserve fund study. Ask when the last study was done and what it says about contributions.
- Get your financing in writing. A lender looks at the maintenance fee and the property tax as well as the price.
- See it in person. Photos do not show noise, light at different hours or the state of the hallways and elevators.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 403 Church Street 1404
How much is land transfer tax on 403 Church Street 1404?
At the asking price of $445,000 the Ontario tax is $5,375 and the Toronto tax is $5,375, $10,750 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 403 Church Street 1404?
$22,250 at the asking price of $445,000, under the federal minimum down payment rules. A lender may require more.
What is the maintenance fee at 403 Church Street 1404?
The listing shows $332 a month, including cac, common elements, heat and building insurance. Check the current fee in the status certificate.
How much is the property tax on 403 Church Street 1404?
The listing shows $2,287 a year for 2026, about $191 a month.
Is 403 Church Street 1404 priced above or below the median?
It is listed at $445,000. The August 2026 median for condo apartment sales in the City of Toronto was $550,000 across 885 sales, so the asking price is $105,000 lower. The median covers all sizes and neighbourhoods.
How do I book a showing for 403 Church Street 1404?
Use the form on this page or call us. Quote MLS® C14004306. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 403 Church Street 1404 still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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