MLS® listing
20 Concord Avenue: duplex for sale
$1,788,000
From the listing brokerage
Prime Little Italy! Large detached duplex on MPAC-perfect investor vehicle or live/rent option. Completely renovated main, 2nd, & 3rd floors feature new flooring, 2 new kitchens, & 2 new washrooms. Spanning multiple levels, the upper unit boasts a new subfloor. Currently generating $5,600/mo ($2,500 main / $3,100 upper) with leases ending Dec. Finish the basement or extend the rear like neighbors for maximum income potential. Steps to College St!
Facts on the listing
| Square feet | 1500-2000 |
|---|---|
| Style | 2 1/2 Storey |
| Basement | Separate Entrance, Unfinished |
| Lot width | 20 |
| Lot depth | 137 |
| Lot measured in | Feet |
| Faces | West |
| Parking spaces | 0 |
| Garage | None |
| Heating | Forced Air |
| Cooling | None |
| Kitchens | 2 |
| Rooms | 13 |
| Property tax | $8,695 |
| Tax year | 2025 |
| Parking | None |
| Interior features | None |
Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS® C14093274.
About this duplex
20 Concord Avenue is a 5 bedroom duplex in TRREB's Palmerston-Little Italy community in Toronto, listed for sale at $1,788,000. The listing shows 3 bathrooms and 1500-2000 square feet. The style is given as 2 1/2 storey. The lot is listed as 20 by 137 feet. The listing gives the basement as separate entrance, unfinished. The listing shows no parking space. The nearest main intersection given is College/Ossington.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, the lot, the taxes and what is included in the sale should all be confirmed before an offer is firm.
What it costs to buy 20 Concord Avenue
At the asking price of $1,788,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $1,788,000 |
|---|---|
| Ontario land transfer tax | $32,235 |
| Toronto municipal land transfer tax | $32,235 |
| Both taxes | $64,470 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $357,600 |
The down payment figure is the federal minimum: 20 percent, because a home at $1.5 million or more cannot carry mortgage default insurance. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Property tax (2025) | $8,695 a year, about $725 a month |
|---|
That is before a mortgage payment, home insurance and utilities. The listing shows no monthly maintenance fee, so upkeep of the building and the lot is the owner's own cost.
What to check before you make an offer
- Book a home inspection. An inspector looks at the roof, foundation, wiring, plumbing and heating. The listing gives the heating as forced air.
- Have a lawyer search the title. A title search shows mortgages, liens and easements registered against the property. Ask whether a survey exists and whether it matches the lot on the listing, 20 by 137 feet.
- Ask about permits. Ask which renovations had building permits and whether those permits were closed. The listing shows 2 kitchens. If there is a second unit, ask whether it meets the municipality's rules for one.
- Confirm what is included. Appliances, light fixtures and window coverings are included only if the agreement says so. Ask whether the water heater or furnace is rented.
- Get your financing in writing. A lender looks at the property tax and heating costs as well as the price.
- See it in person. The listing has a virtual tour, but photos do not show noise, light at different hours or the state of the street and the homes beside it.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 20 Concord Avenue
How much is land transfer tax on 20 Concord Avenue?
At the asking price of $1,788,000 the Ontario tax is $32,235 and the Toronto tax is $32,235, $64,470 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 20 Concord Avenue?
$357,600 at the asking price of $1,788,000, under the federal minimum down payment rules. A lender may require more.
How much is the property tax on 20 Concord Avenue?
The listing shows $8,695 a year for 2025, about $725 a month.
How do I book a showing for 20 Concord Avenue?
Use the form on this page or call us. Quote MLS® C14093274. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 20 Concord Avenue still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
The listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose. The data is deemed reliable but is not guaranteed accurate by TRREB or PropTx. Each listing shows the brokerage that listed it. Listings are updated every few minutes.
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