MLS® listing
325 Bay Street 1905: condo apartment for sale
$725,000
From the listing brokerage
Own a luxury hotel suite at The St. Regis Toronto. Suite 1905 is an authentic, hotel suite placed directly in the St. Regis Rental Program and operated entirely by the hotel. It offers true turn-key passive income where Marriott manages the bookings, guest check-ins, housekeeping, and front-desk services, leaving you with zero tenant screening, zero maintenance calls, and zero landlord responsibilities. Based on full 2025 financials, this asset delivers an attractive 5.28% capitalization rate for an HST-registered buyer. It represents a rare opportunity to own a reliable, cash-flowing commercial asset inside one of Canada's premier five-star luxury addresses on Bay Street, with complete financial statements available to qualified purchasers. Unlike traditional residential real estate, this investment allows you to enjoy the property personally. In 2025, the suite experienced an approximate 21.5% vacancy rate (roughly 78 nights across the year), giving you the flexibility to book and stay in your suite under the program's owner-stay terms. You can use it as your private downtown Toronto pied-a-terre for business trips, weekend getaways, or special evenings in the city. Ownership also comes with lifetime Marriott Bonvoy Platinum Elite status for you and your spouse, providing complimentary room upgrades, executive lounge privileges, and preferred owner rates across Marriott properties and Homes and Villas worldwide. The 654-square-foot suite features floor-to-ceiling windows, a plush king bed, an integrated living and workspace, a wet bar with refrigeration, a locked private owner's closet, and a five-piece bath with a deep soaker tub and separate glass rain shower. Routine upkeep is funded through a dedicated furniture, fixtures, and equipment reserve, ensuring the suite remains in brand-standard condition without surprise out-of-pocket costs.
Facts on the listing
| Square feet | 600-699 |
|---|---|
| Approximate age | 11-15 |
| Style | Apartment |
| Basement | None |
| Parking spaces | 0 |
| Garage | None |
| Heating | Fan Coil |
| Cooling | Central Air |
| Kitchens | 0 |
| Maintenance fee | $5,557 |
| Property tax | $2,485 |
| Tax year | 2025 |
| Locker | None |
| Pets | Yes-with Restrictions |
| Exposure | North |
| Fee includes | Heat Included, Hydro Included, Water Included, Cable TV Included, CAC Included, Common Elements Included, Building Insurance Included |
| Building amenities | Concierge, Elevator, Gym, Indoor Pool, Party Room/Meeting Room |
| Balcony | None |
| Laundry | None |
| Parking | None |
| Interior features | None |
| Features | Hospital, Public Transit |
| View | City |
| Floor | 18 |
Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS® C14095416.
About this condo apartment
325 Bay Street 1905 is a 1 bedroom condo apartment in TRREB's Bay Street Corridor community in Toronto, listed for sale at $725,000. The listing shows 1 bathroom and 600-699 square feet. The style is given as apartment. The unit faces north. The listing shows no parking space. The nearest main intersection given is Bay St & Adelaide St W. The age is listed as 11-15 years.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, parking and locker ownership and what the fee covers should all be checked against the status certificate before an offer is firm.
Building amenities on the listing: concierge, elevator, gym, indoor pool and party room/meeting room.
What it costs to buy 325 Bay Street 1905
At the asking price of $725,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $725,000 |
|---|---|
| Ontario land transfer tax | $10,975 |
| Toronto municipal land transfer tax | $10,975 |
| Both taxes | $21,950 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $47,500 |
The down payment figure is the federal minimum: 5 percent of the first $500,000 and 10 percent of the rest. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Maintenance fee | $5,557 a month |
|---|---|
| Property tax (2025) | $2,485 a year, about $207 a month |
| Fee and tax together | about $5,764 a month |
The listing says the maintenance fee includes heat, hydro, water, cable tv, cac, common elements and building insurance. That is before a mortgage payment, home insurance and any utilities the fee does not cover. Fees are set each year in the corporation's budget and can change. The status certificate shows the current fee, the budget behind it and the reserve fund.
How the asking price compares
TRREB recorded 885 condo apartment sales in the City of Toronto in August 2026, at a median price of $550,000 and an average of $651,648. This home is listed at $725,000, which is $175,000 above that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Order the status certificate. A condo corporation must provide it within 10 days of a request and can charge up to $100. It shows the fee for this unit, any arrears, the budget, the reserve fund balance and any special assessment or lawsuit the corporation knows about.
- Have a lawyer read it. The certificate comes with the declaration, by-laws and rules. Ask what they say about pets, renting the unit and renovations. The listing gives pets as "Yes-with Restrictions".
- Confirm the parking and locker. Ask whether a space or a locker comes with the unit and whether one can be rented in the building.
- Check the reserve fund study. Ask when the last study was done and what it says about contributions.
- Get your financing in writing. A lender looks at the maintenance fee and the property tax as well as the price.
- See it in person. Photos do not show noise, light at different hours or the state of the hallways and elevators.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 325 Bay Street 1905
How much is land transfer tax on 325 Bay Street 1905?
At the asking price of $725,000 the Ontario tax is $10,975 and the Toronto tax is $10,975, $21,950 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 325 Bay Street 1905?
$47,500 at the asking price of $725,000, under the federal minimum down payment rules. A lender may require more.
What is the maintenance fee at 325 Bay Street 1905?
The listing shows $5,557 a month, including heat, hydro, water, cable tv, cac, common elements and building insurance. Check the current fee in the status certificate.
How much is the property tax on 325 Bay Street 1905?
The listing shows $2,485 a year for 2025, about $207 a month.
Is 325 Bay Street 1905 priced above or below the median?
It is listed at $725,000. The August 2026 median for condo apartment sales in the City of Toronto was $550,000 across 885 sales, so the asking price is $175,000 higher. The median covers all sizes and neighbourhoods.
How do I book a showing for 325 Bay Street 1905?
Use the form on this page or call us. Quote MLS® C14095416. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 325 Bay Street 1905 still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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