MLS® listing
295 Mutual Street 4: condo townhouse for sale
$1,399,000
From the listing brokerage
Cool, polished and completely turn-key: a townhome with its own front door in the Radio City enclave, in the heart of downtown. This is almost 2,000 square feet of industrial-chic living across four storeys, with 3 spacious bedrooms and 3 bathrooms. Step inside and the first thing you notice is the style and light. It comes from the east in the morning and the west in the afternoon, and it moves across a concrete feature wall that gives the home its loft attitude. Maple hardwood warms the floors, wood-panel cabinetry in the kitchen and breakfast area, and floor-to-ceiling glass opens the living room to a fenced terrace. It's the kind of outdoor space where a barbecue (gas line installed!) becomes a long dinner, and a long dinner becomes the conversation you remember. A gas fireplace awaits for the first cold week of November. An open staircase with a glass wall carries the light up through every level, so even the upper floors feel bright and open. 2nd floor feature 2 very spacious bedroom, large bath and upper level laundry. The primary retreat is calm and generous, with built-in closets and a 5-piece ensuite, and the bedroom windows look out into trees that turn yellow every October. Then there's the part you'll appreciate every January. Your own private entrance leads to secure underground parking for two cars. No elevator, no waiting, no scraping the windshield. You walk from the car to your living room without ever seeing the weather. Huge lower level storage rooms too! It's a townhome with a front door of its own, and it comes with the amenities at Radio City: gym, party room, guest suites, etc..Step out the front door and the city is yours. Dinner, culture, Loblaws, TMU, the Eaton Centre and transit are all a short walk away, so the best of downtown becomes part of your routine instead of an occasion. Move-in ready. Beautifully designed. A home that feels as good to live in as it looks in the photographs. In the middle of downtown, that's a rare thing.
Facts on the listing
| Square feet | 1800-1999 |
|---|---|
| Style | 3-Storey |
| Basement | Partial Basement |
| Parking spaces | 2 |
| Garage | Underground |
| Heating | Forced Air |
| Cooling | Central Air |
| Kitchens | 1 |
| Maintenance fee | $1,100 |
| Property tax | $8,597 |
| Tax year | 2025 |
| Locker | Ensuite |
| Pets | Yes-with Restrictions |
| Exposure | East West |
| Fee includes | Water Included, Common Elements Included, Building Insurance Included, Parking Included |
| Building amenities | BBQs Allowed, Concierge, Exercise Room, Guest Suites, Party Room/Meeting Room, Visitor Parking |
| Balcony | Terrace |
| Laundry | Ensuite |
| Parking | Underground |
| Interior features | Water Heater Owned |
| Floor | 1 |
Listing courtesy of RIGHT AT HOME REALTY. MLS® C14101352.
About this condo townhouse
295 Mutual Street 4 is a 3 bedroom condo townhouse in TRREB's Church-Yonge Corridor community in Toronto, listed for sale at $1,399,000. The listing shows 3 bathrooms and 1800-1999 square feet. The style is given as 3-storey. The listing gives the basement as partial basement. The unit faces east west. It comes with 2 parking spaces, an underground garage and a locker (ensuite) according to the listing. The nearest main intersection given is Church and Carlton.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, parking and locker ownership and what the fee covers should all be checked against the status certificate before an offer is firm.
Building amenities on the listing: bbqs allowed, concierge, exercise room, guest suites, party room/meeting room and visitor parking.
What it costs to buy 295 Mutual Street 4
At the asking price of $1,399,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $1,399,000 |
|---|---|
| Ontario land transfer tax | $24,455 |
| Toronto municipal land transfer tax | $24,455 |
| Both taxes | $48,910 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $114,900 |
The down payment figure is the federal minimum: 5 percent of the first $500,000 and 10 percent of the rest. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Maintenance fee | $1,100 a month |
|---|---|
| Property tax (2025) | $8,597 a year, about $716 a month |
| Fee and tax together | about $1,816 a month |
The listing says the maintenance fee includes water, common elements, building insurance and parking. That is before a mortgage payment, home insurance and any utilities the fee does not cover. Fees are set each year in the corporation's budget and can change. The status certificate shows the current fee, the budget behind it and the reserve fund.
How the asking price compares
TRREB recorded 120 condo townhouse sales in the City of Toronto in August 2026, at a median price of $661,650 and an average of $712,296. This home is listed at $1,399,000, which is $737,350 above that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Order the status certificate. A condo corporation must provide it within 10 days of a request and can charge up to $100. It shows the fee for this unit, any arrears, the budget, the reserve fund balance and any special assessment or lawsuit the corporation knows about.
- Have a lawyer read it. The certificate comes with the declaration, by-laws and rules. Ask what they say about pets, renting the unit and renovations. The listing gives pets as "Yes-with Restrictions".
- Confirm the parking and locker. The listing shows 2 parking spaces and a locker. Ask whether each is owned, exclusive use or rented. Get the unit numbers.
- Check the reserve fund study. Ask when the last study was done and what it says about contributions.
- Get your financing in writing. A lender looks at the maintenance fee and the property tax as well as the price.
- See it in person. The listing has a virtual tour, but photos do not show noise, light at different hours or the state of the hallways and elevators.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 295 Mutual Street 4
How much is land transfer tax on 295 Mutual Street 4?
At the asking price of $1,399,000 the Ontario tax is $24,455 and the Toronto tax is $24,455, $48,910 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 295 Mutual Street 4?
$114,900 at the asking price of $1,399,000, under the federal minimum down payment rules. A lender may require more.
What is the maintenance fee at 295 Mutual Street 4?
The listing shows $1,100 a month, including water, common elements, building insurance and parking. Check the current fee in the status certificate.
How much is the property tax on 295 Mutual Street 4?
The listing shows $8,597 a year for 2025, about $716 a month.
Is 295 Mutual Street 4 priced above or below the median?
It is listed at $1,399,000. The August 2026 median for condo townhouse sales in the City of Toronto was $661,650 across 120 sales, so the asking price is $737,350 higher. The median covers all sizes and neighbourhoods.
How do I book a showing for 295 Mutual Street 4?
Use the form on this page or call us. Quote MLS® C14101352. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 295 Mutual Street 4 still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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