MLS® listing
46 Pembroke Street: semi-detached house for sale
$1,999,000
From the listing brokerage
Prime investment opportunity, or perfect live/rent, on iconic Pembroke Street in Toronto's coveted Garden District. Impressive secured rent generating over $120,000 in annual income and operating at an impressive 5.2% cap rate. Showcasing stunning turn-of-the-century architecture on a substainial lot with 21.5-ft-width and private front courtyard, this extensively renovated three-unit property delivers an exceptional investment profile. Thoughtfully upgraded throughout, including all major mechanical systems offering individually controlled split-unit HVAC and multiple meters. 46 Pembroke St offers immediate income and compelling long-term potential. The stunning owner's suite will be vacant on closing, providing added flexibility to occupy one unit while benefiting from established rental income. Or, accommodate multigenerational ownership and capitalize on future rental potential. Secured tenancies provide a strong existing income foundation. Private rear parking for two vehicles, a rare downtown amenity, and the flexibility of a well-maintained, income-producing asset in an established rental market. Ideally located steps to TTC routes and streetcars, minutes to subway stations, multiple schools and poised to benefit from the future Ontario Line and enhanced transit connectivity. A rare opportunity to acquire a substantially upgraded, multi-unit investment combining strong income, exceptional flexibility and long-term appreciation potential in one of Toronto's most resilient rental markets. This one checks all the boxes! Don't miss out
Facts on the listing
| Square feet | 2000-2500 |
|---|---|
| Style | 3-Storey |
| Basement | Apartment, Finished with Walk-Out, Separate Entrance |
| Lot width | 21.5 |
| Lot depth | 105 |
| Lot measured in | Feet |
| Faces | West |
| Parking spaces | 2 |
| Garage | None |
| Heating | Forced Air |
| Cooling | Central Air |
| Kitchens | 3 |
| Property tax | $8,287 |
| Tax year | 2026 |
| Parking | Right Of Way |
| Interior features | Floor Drain, In-Law Suite, Separate Heating Controls, Upgraded Insulation, Water Heater Owned |
Listing courtesy of FREEMAN REAL ESTATE LTD.. MLS® C14150242.
About this semi-detached house
46 Pembroke Street is a 9 bedroom semi-detached house in TRREB's Moss Park community in Toronto, listed for sale at $1,999,000. The listing shows 4 bathrooms and 2000-2500 square feet. The style is given as 3-storey. The lot is listed as 21.5 by 105 feet. The listing gives the basement as apartment, finished with walk-out, separate entrance. It comes with 2 parking spaces according to the listing. The nearest main intersection given is Dundas St & Jarvis St.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, the lot, the taxes and what is included in the sale should all be confirmed before an offer is firm.
What it costs to buy 46 Pembroke Street
At the asking price of $1,999,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $1,999,000 |
|---|---|
| Ontario land transfer tax | $36,455 |
| Toronto municipal land transfer tax | $36,455 |
| Both taxes | $72,910 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $399,800 |
The down payment figure is the federal minimum: 20 percent, because a home at $1.5 million or more cannot carry mortgage default insurance. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Property tax (2026) | $8,287 a year, about $691 a month |
|---|
That is before a mortgage payment, home insurance and utilities. The listing shows no monthly maintenance fee, so upkeep of the building and the lot is the owner's own cost.
How the asking price compares
TRREB recorded 159 semi-detached house sales in the City of Toronto in August 2026, at a median price of $981,000 and an average of $1,110,639. This home is listed at $1,999,000, which is $1,018,000 above that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Book a home inspection. An inspector looks at the roof, foundation, wiring, plumbing and heating. The listing gives the heating as forced air.
- Have a lawyer search the title. A title search shows mortgages, liens and easements registered against the property. Ask whether a survey exists and whether it matches the lot on the listing, 21.5 by 105 feet.
- Ask about permits. Ask which renovations had building permits and whether those permits were closed. The listing shows 3 kitchens. If there is a second unit, ask whether it meets the municipality's rules for one.
- Confirm what is included. Appliances, light fixtures and window coverings are included only if the agreement says so. Ask whether the water heater or furnace is rented.
- Get your financing in writing. A lender looks at the property tax and heating costs as well as the price.
- See it in person. The listing has a virtual tour, but photos do not show noise, light at different hours or the state of the street and the homes beside it.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 46 Pembroke Street
How much is land transfer tax on 46 Pembroke Street?
At the asking price of $1,999,000 the Ontario tax is $36,455 and the Toronto tax is $36,455, $72,910 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 46 Pembroke Street?
$399,800 at the asking price of $1,999,000, under the federal minimum down payment rules. A lender may require more.
How much is the property tax on 46 Pembroke Street?
The listing shows $8,287 a year for 2026, about $691 a month.
Is 46 Pembroke Street priced above or below the median?
It is listed at $1,999,000. The August 2026 median for semi-detached house sales in the City of Toronto was $981,000 across 159 sales, so the asking price is $1,018,000 higher. The median covers all sizes and neighbourhoods.
How do I book a showing for 46 Pembroke Street?
Use the form on this page or call us. Quote MLS® C14150242. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 46 Pembroke Street still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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