MLS® listing
285 Mutual Street 706: condo apartment for sale
$449,900





































From the listing brokerage
Downtown Living Made Easy. Welcome to Suite 706 at Radio City, offering a rare opportunity to own in the building's sought-after low-rise tower. This stylish one-bedroom loft combines industrial character with effortless, turnkey living. Exposed concrete, an open-concept design and natural light create a contemporary urban space with plenty of personality. Newer wide plank vinyl flooring in a neutral light tone is contemporary, sleek, durable and very much on trend. Enjoy vibrant downtown views, with the Yorkville skyline and surrounding treetop canopy on full blooming display throughout the Spring, Summer and Fall. Despite its central location, the suite enjoys a surprisingly quiet setting, offering a welcome retreat from the city's hustle and bustle. Best of all, this suite comes fully furnished and outfitted - from the living and bedroom furniture to the kitchen essentials - making moving in refreshingly simple. Just bring your personal belongings and settle in. The kitchen features six brand-new (2025), barely used appliances, including Samsung: French-door refrigerator, ceramic-top stove, microwave and dishwasher, along with an Electrolux front-load washer and dryer. Enjoy the convenience of ensuite laundry, a private balcony and an impressive selection of building amenities, including a fitness centre, sauna, party room, media room, games room, guest suites and 24-hour concierge. An ideal first home, a smart purchase for parents looking to secure a downtown home for a university-bound student, or simply an opportunity to enjoy city living without starting from scratch. Thoughtfully outfitted, exceptionally convenient and ready for its next owner.
Facts on the listing
| Square feet | 500-599 |
|---|---|
| Approximate age | 16-30 |
| Style | 1 Storey/Apt |
| Basement | None |
| Parking spaces | 0 |
| Garage | Underground |
| Heating | Fan Coil |
| Cooling | Central Air |
| Kitchens | 1 |
| Maintenance fee | $624 |
| Property tax | $2,624 |
| Tax year | 2026 |
| Locker | None |
| Pets | Yes-with Restrictions |
| Exposure | North |
| Fee includes | Heat Included, Water Included, CAC Included, Building Insurance Included, Common Elements Included |
| Building amenities | Concierge, Guest Suites, Party Room/Meeting Room, Sauna, Visitor Parking |
| Balcony | Open |
| Laundry | Ensuite, Laundry Closet |
| Parking | Underground |
| Interior features | Carpet Free, Primary Bedroom - Main Floor, Separate Heating Controls |
| Features | Clear View, Marina, Public Transit, Library |
| View | City, Clear, Downtown |
| Floor | 06 |
Listing courtesy of SAGE REAL ESTATE LIMITED. MLS® C14153516.
About this condo apartment
285 Mutual Street 706 is a 1 bedroom condo apartment in TRREB's Church-Yonge Corridor community in Toronto, listed for sale at $449,900. The listing shows 1 bathroom and 500-599 square feet. The style is given as 1 storey/apt. The unit faces north. It comes with an underground garage according to the listing. The nearest main intersection given is Jarvis/Carlton. The age is listed as 16-30 years.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, parking and locker ownership and what the fee covers should all be checked against the status certificate before an offer is firm.
Building amenities on the listing: concierge, guest suites, party room/meeting room, sauna and visitor parking.
What it costs to buy 285 Mutual Street 706
At the asking price of $449,900, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $449,900 |
|---|---|
| Ontario land transfer tax | $5,473 |
| Toronto municipal land transfer tax | $5,473 |
| Both taxes | $10,946 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $22,495 |
The down payment figure is the federal minimum: 5 percent of the price. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Maintenance fee | $624 a month |
|---|---|
| Property tax (2026) | $2,624 a year, about $219 a month |
| Fee and tax together | about $842 a month |
The listing says the maintenance fee includes heat, water, cac, building insurance and common elements. That is before a mortgage payment, home insurance and any utilities the fee does not cover. Fees are set each year in the corporation's budget and can change. The status certificate shows the current fee, the budget behind it and the reserve fund.
How the asking price compares
TRREB recorded 885 condo apartment sales in the City of Toronto in August 2026, at a median price of $550,000 and an average of $651,648. This home is listed at $449,900, which is $100,100 below that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Order the status certificate. A condo corporation must provide it within 10 days of a request and can charge up to $100. It shows the fee for this unit, any arrears, the budget, the reserve fund balance and any special assessment or lawsuit the corporation knows about.
- Have a lawyer read it. The certificate comes with the declaration, by-laws and rules. Ask what they say about pets, renting the unit and renovations. The listing gives pets as "Yes-with Restrictions".
- Confirm the parking and locker. Ask whether a space or a locker comes with the unit and whether one can be rented in the building.
- Check the reserve fund study. Ask when the last study was done and what it says about contributions.
- Get your financing in writing. A lender looks at the maintenance fee and the property tax as well as the price.
- See it in person. The listing has a virtual tour, but photos do not show noise, light at different hours or the state of the hallways and elevators.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 285 Mutual Street 706
How much is land transfer tax on 285 Mutual Street 706?
At the asking price of $449,900 the Ontario tax is $5,473 and the Toronto tax is $5,473, $10,946 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 285 Mutual Street 706?
$22,495 at the asking price of $449,900, under the federal minimum down payment rules. A lender may require more.
What is the maintenance fee at 285 Mutual Street 706?
The listing shows $624 a month, including heat, water, cac, building insurance and common elements. Check the current fee in the status certificate.
How much is the property tax on 285 Mutual Street 706?
The listing shows $2,624 a year for 2026, about $219 a month.
Is 285 Mutual Street 706 priced above or below the median?
It is listed at $449,900. The August 2026 median for condo apartment sales in the City of Toronto was $550,000 across 885 sales, so the asking price is $100,100 lower. The median covers all sizes and neighbourhoods.
How do I book a showing for 285 Mutual Street 706?
Use the form on this page or call us. Quote MLS® C14153516. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 285 Mutual Street 706 still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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