MLS® listing
95 Lombard Street 605: condo apartment for sale
$496,000
From the listing brokerage
Welcome to St. James Place a rare opportunity to acquire an exceptionally spacious 2+1 corner suite offering over 1,000 sq. ft. in the heart of downtown Toronto. In a market where larger, well-laid-out units are increasingly difficult to find, this residence stands out as a strong opportunity for both end users and investors seeking long-term value in a premier downtown location. The suite features a highly functional and versatile layout with a large king-sized primary bedroom, a second bedroom, and a good sized den that can serve as a third bedroom, home office, or additional living space. Generous principal rooms, excellent flow, and strong separation between spaces create a comfortable and livable environment well suited for everyday urban living. For end users, it offers the rare combination of size, flexibility, and location that is increasingly hard to replicate, ideal for professionals, couples, or those who simply want more space in the core. For investors, the property benefits from consistently strong rental demand driven by its proximity to the Financial District, major hospitals, and key post-secondary institutions including Toronto Metropolitan University, University of Toronto, and George Brown College, supporting strong tenant interest and stable income potential year-round. Located in a quiet boutique building with only five suites per floor, residents enjoy a more private residential feel while being steps to transit, shopping, dining, entertainment, and St. James Park, making this a truly rare downtown offering that combines space, convenience, and long-term value.
Facts on the listing
| Square feet | 1000-1199 |
|---|---|
| Style | Apartment |
| Basement | None |
| Parking spaces | 1 |
| Garage | Underground |
| Heating | Forced Air |
| Cooling | Central Air |
| Kitchens | 1 |
| Maintenance fee | $1,330 |
| Property tax | $3,069 |
| Tax year | 2025 |
| Locker | Owned |
| Pets | Yes-with Restrictions |
| Exposure | South West |
| Fee includes | Heat Included, Hydro Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included |
| Balcony | None |
| Laundry | Ensuite |
| Parking | Underground |
| Interior features | Carpet Free |
| View | City |
| Floor | 6 |
Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS® C14158316.
About this condo apartment
95 Lombard Street 605 is a 3 bedroom condo apartment in TRREB's Church-Yonge Corridor community in Toronto, listed for sale at $496,000. The listing shows 2 bathrooms and 1000-1199 square feet. The style is given as apartment. The unit faces south west. It comes with 1 parking space, an underground garage and a locker (owned) according to the listing. The nearest main intersection given is Church & Adelaide.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, parking and locker ownership and what the fee covers should all be checked against the status certificate before an offer is firm.
What it costs to buy 95 Lombard Street 605
At the asking price of $496,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $496,000 |
|---|---|
| Ontario land transfer tax | $6,395 |
| Toronto municipal land transfer tax | $6,395 |
| Both taxes | $12,790 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $24,800 |
The down payment figure is the federal minimum: 5 percent of the price. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Maintenance fee | $1,330 a month |
|---|---|
| Property tax (2025) | $3,069 a year, about $256 a month |
| Fee and tax together | about $1,586 a month |
The listing says the maintenance fee includes heat, hydro, water, cac, common elements, building insurance and parking. That is before a mortgage payment, home insurance and any utilities the fee does not cover. Fees are set each year in the corporation's budget and can change. The status certificate shows the current fee, the budget behind it and the reserve fund.
How the asking price compares
TRREB recorded 885 condo apartment sales in the City of Toronto in August 2026, at a median price of $550,000 and an average of $651,648. This home is listed at $496,000, which is $54,000 below that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Order the status certificate. A condo corporation must provide it within 10 days of a request and can charge up to $100. It shows the fee for this unit, any arrears, the budget, the reserve fund balance and any special assessment or lawsuit the corporation knows about.
- Have a lawyer read it. The certificate comes with the declaration, by-laws and rules. Ask what they say about pets, renting the unit and renovations. The listing gives pets as "Yes-with Restrictions".
- Confirm the parking and locker. The listing shows 1 parking space and a locker. Ask whether each is owned, exclusive use or rented. Get the unit numbers.
- Check the reserve fund study. Ask when the last study was done and what it says about contributions.
- Get your financing in writing. A lender looks at the maintenance fee and the property tax as well as the price.
- See it in person. Photos do not show noise, light at different hours or the state of the hallways and elevators.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 95 Lombard Street 605
How much is land transfer tax on 95 Lombard Street 605?
At the asking price of $496,000 the Ontario tax is $6,395 and the Toronto tax is $6,395, $12,790 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 95 Lombard Street 605?
$24,800 at the asking price of $496,000, under the federal minimum down payment rules. A lender may require more.
What is the maintenance fee at 95 Lombard Street 605?
The listing shows $1,330 a month, including heat, hydro, water, cac, common elements, building insurance and parking. Check the current fee in the status certificate.
How much is the property tax on 95 Lombard Street 605?
The listing shows $3,069 a year for 2025, about $256 a month.
Is 95 Lombard Street 605 priced above or below the median?
It is listed at $496,000. The August 2026 median for condo apartment sales in the City of Toronto was $550,000 across 885 sales, so the asking price is $54,000 lower. The median covers all sizes and neighbourhoods.
How do I book a showing for 95 Lombard Street 605?
Use the form on this page or call us. Quote MLS® C14158316. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 95 Lombard Street 605 still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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