MLS® listing
28 Fermoy Road: detached house for sale
$909,000
From the listing brokerage
Welcome to 28 Fermoy Road! A rare raised-ranch bungalow in the sought-after Cliffcrest community, situated on a beautiful oversized 56 x 99.66 ft corner lot with a double car garage. Bright and spacious throughout, this home offers generous principal rooms, a functional layout and excellent potential for families, multi-generational living or those looking for additional living space. The eat-in kitchen was completely renovated in 2023 and features quartz countertops, abundant cabinetry and generous preparation space. Two separate walkouts provide excellent access to the outdoors, including a patio door from the dining room and a secondary entrance to the lower level from the rear of the property. The spacious basement features large rooms and a 4-piece bathroom, offering excellent flexibility for a growing family, teenagers or guests. Numerous updates include a new fence and electrical panel (2023), front door and windows (2017), and roof (2014). The spacious corner lot provides plenty of outdoor space and added privacy, while the double garage offers excellent parking and storage. Located on a quiet, family-friendly street in the heart of Cliffcrest, close to R.H. King Academy and other excellent schools, parks, trails and the beautiful and scenic Scarborough Bluffs are just minutes away. Enjoy easy access to Kingston Road's shops, restaurants and everyday amenities, with the GO Station nearby for a convenient commute downtown. A wonderful opportunity to own a spacious family home in one of Scarborough's established and highly desirable neighbourhoods.
Facts on the listing
| Square feet | 1100-1500 |
|---|---|
| Approximate age | 51-99 |
| Style | Bungalow |
| Basement | Separate Entrance, Finished |
| Lot width | 56 |
| Lot depth | 99.66 |
| Lot measured in | Feet |
| Faces | North |
| Parking spaces | 4 |
| Garage | Attached |
| Heating | Forced Air |
| Cooling | Central Air |
| Kitchens | 1 |
| Property tax | $4,706 |
| Tax year | 2025 |
| Parking | Private |
| Interior features | In-Law Capability |
| Features | Park, Fenced Yard, Place Of Worship, School, Public Transit |
Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS® E13834780.
About this detached house
28 Fermoy Road is a 4 bedroom detached house in TRREB's Cliffcrest community in Toronto, listed for sale at $909,000. The listing shows 2 bathrooms and 1100-1500 square feet. The style is given as bungalow. The lot is listed as 56 by 99.66 feet. The listing gives the basement as separate entrance, finished. It comes with 4 parking spaces and an attached garage according to the listing. The nearest main intersection given is St. Clair and Kingston road. The age is listed as 51-99 years.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, the lot, the taxes and what is included in the sale should all be confirmed before an offer is firm.
What it costs to buy 28 Fermoy Road
At the asking price of $909,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $909,000 |
|---|---|
| Ontario land transfer tax | $14,655 |
| Toronto municipal land transfer tax | $14,655 |
| Both taxes | $29,310 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $65,900 |
The down payment figure is the federal minimum: 5 percent of the first $500,000 and 10 percent of the rest. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Property tax (2025) | $4,706 a year, about $392 a month |
|---|
That is before a mortgage payment, home insurance and utilities. The listing shows no monthly maintenance fee, so upkeep of the building and the lot is the owner's own cost.
How the asking price compares
TRREB recorded 550 detached house sales in the City of Toronto in August 2026, at a median price of $1,170,000 and an average of $1,525,749. This home is listed at $909,000, which is $261,000 below that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Book a home inspection. An inspector looks at the roof, foundation, wiring, plumbing and heating. The listing gives the heating as forced air.
- Have a lawyer search the title. A title search shows mortgages, liens and easements registered against the property. Ask whether a survey exists and whether it matches the lot on the listing, 56 by 99.66 feet.
- Ask about permits. Ask which renovations had building permits and whether those permits were closed.
- Confirm what is included. Appliances, light fixtures and window coverings are included only if the agreement says so. Ask whether the water heater or furnace is rented.
- Get your financing in writing. A lender looks at the property tax and heating costs as well as the price.
- See it in person. The listing has a virtual tour, but photos do not show noise, light at different hours or the state of the street and the homes beside it.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 28 Fermoy Road
How much is land transfer tax on 28 Fermoy Road?
At the asking price of $909,000 the Ontario tax is $14,655 and the Toronto tax is $14,655, $29,310 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 28 Fermoy Road?
$65,900 at the asking price of $909,000, under the federal minimum down payment rules. A lender may require more.
How much is the property tax on 28 Fermoy Road?
The listing shows $4,706 a year for 2025, about $392 a month.
Is 28 Fermoy Road priced above or below the median?
It is listed at $909,000. The August 2026 median for detached house sales in the City of Toronto was $1,170,000 across 550 sales, so the asking price is $261,000 lower. The median covers all sizes and neighbourhoods.
How do I book a showing for 28 Fermoy Road?
Use the form on this page or call us. Quote MLS® E13834780. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 28 Fermoy Road still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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