MLS® listing
106 Spruce Hill Road: semi-detached house for sale
$1,349,999
From the listing brokerage
BALMY BEACH MAGIC. COUNTRY FEELS. CITY ADDRESS. One of The Beach's most coveted streets, where kids learn to ride their bikes in the lane, neighbours become friends, and you can hear the school bell ringing from beloved Balmy Beach School. This is the kind of street people dream about! An epic front porch made for morning coffees or evening wine. A crazy deep lot backing onto the lane, surrounded by a majestic tree canopy & loved gardens - that rare feeling of living in the country while being steps from everything The Beach has to offer. Inside, soaring 10-ft ceilings, hardwood floors, an open-concept layout and a fabulous main-floor family room with a walkout to the sun deck make family life effortless. And the lower level? Options galore! A fully self-contained, one-bedroom, super bright suite with its own separate entrance (complete with French doors!), kitchen, three-piece bath and terrace. Perfect for extended family, guests, income potential or simply reclaiming the space for an incredible family hangout. Shared laundry adds flexibility, and two-car parking off the rear lane is epic. Steps to Balmy Beach School, a short stroll to Queen Street, the boardwalk, the lake and everything we love about Beach life. Big-porch energy. Small-town soul. One seriously special Beach address.
Facts on the listing
| Square feet | 1100-1500 |
|---|---|
| Style | 2-Storey |
| Basement | Finished with Walk-Out, Apartment |
| Lot width | 25 |
| Lot depth | 120 |
| Lot measured in | Feet |
| Faces | West |
| Parking spaces | 2 |
| Garage | None |
| Heating | Forced Air |
| Cooling | Central Air |
| Kitchens | 2 |
| Property tax | $6,921 |
| Tax year | 2026 |
| Parking | Lane |
| Interior features | Accessory Apartment, Guest Accommodations, In-Law Capability, In-Law Suite |
Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS® E14124546.
About this semi-detached house
106 Spruce Hill Road is a 4 bedroom semi-detached house in TRREB's The Beaches community in Toronto, listed for sale at $1,349,999. The listing shows 2 bathrooms and 1100-1500 square feet. The style is given as 2-storey. The lot is listed as 25 by 120 feet. The listing gives the basement as finished with walk-out, apartment. It comes with 2 parking spaces according to the listing. The nearest main intersection given is Queen St E & Spruce Hill Rd.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, the lot, the taxes and what is included in the sale should all be confirmed before an offer is firm.
What it costs to buy 106 Spruce Hill Road
At the asking price of $1,349,999, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $1,349,999 |
|---|---|
| Ontario land transfer tax | $23,475 |
| Toronto municipal land transfer tax | $23,475 |
| Both taxes | $46,950 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $110,000 |
The down payment figure is the federal minimum: 5 percent of the first $500,000 and 10 percent of the rest. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Property tax (2026) | $6,921 a year, about $577 a month |
|---|
That is before a mortgage payment, home insurance and utilities. The listing shows no monthly maintenance fee, so upkeep of the building and the lot is the owner's own cost.
How the asking price compares
TRREB recorded 159 semi-detached house sales in the City of Toronto in August 2026, at a median price of $981,000 and an average of $1,110,639. This home is listed at $1,349,999, which is $368,999 above that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Book a home inspection. An inspector looks at the roof, foundation, wiring, plumbing and heating. The listing gives the heating as forced air.
- Have a lawyer search the title. A title search shows mortgages, liens and easements registered against the property. Ask whether a survey exists and whether it matches the lot on the listing, 25 by 120 feet.
- Ask about permits. Ask which renovations had building permits and whether those permits were closed. The listing shows 2 kitchens. If there is a second unit, ask whether it meets the municipality's rules for one.
- Confirm what is included. Appliances, light fixtures and window coverings are included only if the agreement says so. Ask whether the water heater or furnace is rented.
- Get your financing in writing. A lender looks at the property tax and heating costs as well as the price.
- See it in person. Photos do not show noise, light at different hours or the state of the street and the homes beside it.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
About The Beaches
A house-led lakefront neighbourhood in the east end, served by the Queen and Kingston Road streetcars rather than the subway. Most sales are detached and semi-detached houses.
Transit: 501 Queen and 503 Kingston Rd streetcars; 64 Main, 92 Woodbine South and 22 Coxwell buses; Line 2 Bloor Danforth at Main Street and Woodbine stations to the north; Danforth GO (Lakeshore East and Stouffville lines) at 213 Main Street
| Property type | Median | Sales and average |
|---|---|---|
| All property types | $1,600,000 | 70 sales, average $1,785,961 |
| Detached | About $2,368,000 | 32 sales, average about $2,397,000 |
| Semi-detached | About $1,350,000 | 23 sales, average about $1,396,000 |
| Freehold townhouse (TRREB att/row/townhouse) | About $1,544,000 | 4 sales, average about $1,410,000 |
| Condo apartment | About $900,000 | 7 sales, average about $1,088,000 |
Source: TRREB community housing market reports, as set out in the guide.
Questions about The Beaches
Is The Beaches a good place to live?
On housing and amenities it is a house-led market beside the lake, with four City parks, a recreation centre and a library branch on Queen Street East. The trade-off is transit, since the nearest subway stations are Main Street and Woodbine on Line 2, reached by bus.
How much is a house in The Beaches?
From April to June 2026 the detached median was about $2,368,000 across 32 sales and the semi-detached median about $1,350,000 across 23 sales (TRREB). The all property types median was $1,600,000 across 70 sales.
Is there a subway in The Beaches?
No. The 64 Main and 92 Woodbine South buses run north to Main Street and Woodbine stations on Line 2 Bloor Danforth. The 501 Queen and 503 Kingston Rd streetcars also serve the area (TTC).
Are there condos in The Beaches?
A few. TRREB recorded 7 condo apartment sales from April to June 2026 at a median of about $900,000. In the 2021 Census only 7.6% of households lived in apartment buildings of five or more storeys.
Is The Beaches a heritage conservation district?
Part of it is. The City of Toronto designated the Kingswood Road South heritage conservation district in 2010, in the Balmy Beach area. Check whether a specific address falls inside it before planning exterior changes.
Is there a GO station near The Beaches?
Danforth GO station, at 213 Main Street beside Main Street subway station, is on the Lakeshore East and Stouffville lines (TTC).
Read the The Beaches neighbourhood guide · All The Beaches homes for sale
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Questions about 106 Spruce Hill Road
How much is land transfer tax on 106 Spruce Hill Road?
At the asking price of $1,349,999 the Ontario tax is $23,475 and the Toronto tax is $23,475, $46,950 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 106 Spruce Hill Road?
$110,000 at the asking price of $1,349,999, under the federal minimum down payment rules. A lender may require more.
How much is the property tax on 106 Spruce Hill Road?
The listing shows $6,921 a year for 2026, about $577 a month.
Is 106 Spruce Hill Road priced above or below the median?
It is listed at $1,349,999. The August 2026 median for semi-detached house sales in the City of Toronto was $981,000 across 159 sales, so the asking price is $368,999 higher. The median covers all sizes and neighbourhoods.
How do I book a showing for 106 Spruce Hill Road?
Use the form on this page or call us. Quote MLS® E14124546. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 106 Spruce Hill Road still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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