MLS® listing
185 Stephen Drive 101: co-op apartment for sale
$335,000
From the listing brokerage
An Oasis in the City! Value & Location ! Bright, Quiet, S/W facing 539 Sq Ft. Recently Reno'd. OPEN CONCEPT Studio W/large sleeping alcove. current upgrades of new baseboard hot water rads, New LR window on order, Newly refinished wood floors thru out + Office Or Dressing Rm in Deco inspired Exclusive financially secure Humber Terrace Apartments Co-op. Located on a quiet dead end street where Nature is your neighbour in this Stonegate Country like location. Ravine-Woods-Trees--Humber River Bike & Walking Trails and the Lake surround this Co-op on the North and East Sides. Kayaking -Canoeing - Ice Skating - Bird Watching and the Humber River Salmon Run, Snapping Turtle Nesting areas or relaxing in the Co-op Backyard or the River Banks are also options weather permitting. Short walk to Berry-Stephen Humber loop bus stop with 5 minute bus ride to Old Mill Subway Station or Bloor West Village. 25 minute subway ride to downtown Toronto. Nearby is QEW W/multiple shopping plazas, close to parks & highways. Well maintained efficiently run financially secure Co-op with special attention to maintaining and upgrading details. Note reasonable inclusive Maintenance & Taxes. Enjoy these life style options between Living in quiet Country like surroundings in this charming Unique 22 unit Co-op with a wonderful community of residents along with having the closeness of the City life of Downtown Toronto.Unlimited free laundry machine use incl. Parking lot is carefully cleared of snow. Unit IS on wait list for a garage. It does not get better than this. SEE backyard pictorial activities.
Facts on the listing
| Square feet | 500-599 |
|---|---|
| Approximate age | 51-99 |
| Style | Apartment |
| Basement | None |
| Parking spaces | 1 |
| Garage | Other |
| Heating | Radiant |
| Cooling | None |
| Kitchens | 1 |
| Rooms | 3 |
| Maintenance fee | $634 |
| Property tax | $955 |
| Tax year | 2025 |
| Locker | Common |
| Pets | Yes-with Restrictions |
| Exposure | South West |
| Fee includes | Cable TV Included, Common Elements Included, Heat Included, Building Insurance Included, Water Included, Parking Included |
| Building amenities | Bike Storage, Elevator, Communal Waterfront Area, Visitor Parking |
| Balcony | None |
| Laundry | Common Area, In Building |
| Parking | Surface |
| Interior features | Intercom, Primary Bedroom - Main Floor, Carpet Free, Separate Hydro Meter, Storage Area Lockers |
| Features | Clear View, Place Of Worship, Public Transit, Ravine, River/Stream, Wooded/Treed |
| View | Trees/Woods, Water |
| Floor | 1 |
Listing courtesy of RE/MAX CONDOS PLUS CORPORATION. MLS® W13485812.
About this co-op apartment
185 Stephen Drive 101 is a 1 bedroom co-op apartment in TRREB's Stonegate-Queensway community in Toronto, listed for sale at $335,000. The listing shows 1 bathroom and 500-599 square feet. The style is given as apartment. The unit faces south west. It comes with 1 parking space, an other garage and a locker (common) according to the listing. The nearest main intersection given is Stephen Drive & Berry Rd. The age is listed as 51-99 years.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, parking and locker ownership and what the fee covers should all be checked against the status certificate before an offer is firm.
Building amenities on the listing: bike storage, elevator, communal waterfront area and visitor parking.
What it costs to buy 185 Stephen Drive 101
At the asking price of $335,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $335,000 |
|---|---|
| Ontario land transfer tax | $3,500 |
| Toronto municipal land transfer tax | $3,500 |
| Both taxes | $7,000 |
| First-time buyer relief, if you qualify | up to $7,000 |
| Minimum down payment | $16,750 |
The down payment figure is the federal minimum: 5 percent of the price. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Maintenance fee | $634 a month |
|---|---|
| Property tax (2025) | $955 a year, about $80 a month |
| Fee and tax together | about $713 a month |
The listing says the maintenance fee includes cable tv, common elements, heat, building insurance, water and parking. That is before a mortgage payment, home insurance and any utilities the fee does not cover. Fees are set each year in the corporation's budget and can change. The status certificate shows the current fee, the budget behind it and the reserve fund.
What to check before you make an offer
- Order the status certificate. A condo corporation must provide it within 10 days of a request and can charge up to $100. It shows the fee for this unit, any arrears, the budget, the reserve fund balance and any special assessment or lawsuit the corporation knows about.
- Have a lawyer read it. The certificate comes with the declaration, by-laws and rules. Ask what they say about pets, renting the unit and renovations. The listing gives pets as "Yes-with Restrictions".
- Confirm the parking and locker. The listing shows 1 parking space and a locker. Ask whether each is owned, exclusive use or rented. Get the unit numbers.
- Check the reserve fund study. Ask when the last study was done and what it says about contributions.
- Get your financing in writing. A lender looks at the maintenance fee and the property tax as well as the price.
- See it in person. The listing has a virtual tour, but photos do not show noise, light at different hours or the state of the hallways and elevators.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 185 Stephen Drive 101
How much is land transfer tax on 185 Stephen Drive 101?
At the asking price of $335,000 the Ontario tax is $3,500 and the Toronto tax is $3,500, $7,000 in total. A first-time buyer who qualifies can get up to $7,000 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 185 Stephen Drive 101?
$16,750 at the asking price of $335,000, under the federal minimum down payment rules. A lender may require more.
What is the maintenance fee at 185 Stephen Drive 101?
The listing shows $634 a month, including cable tv, common elements, heat, building insurance, water and parking. Check the current fee in the status certificate.
How much is the property tax on 185 Stephen Drive 101?
The listing shows $955 a year for 2025, about $80 a month.
How do I book a showing for 185 Stephen Drive 101?
Use the form on this page or call us. Quote MLS® W13485812. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 185 Stephen Drive 101 still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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