MLS® listing
188-190 Westminster Avenue: duplex for sale
$3,950,000
From the listing brokerage
Welcome to luxury legal duplex at 188 & 190 Westminster Avenue, ideally located in High Park-Swansea, directly across from access to beautiful High Park. Conveniently located close to the shops, restaurants, cafés, excellent schools, the lake, downtown Toronto, subway, Gardiner Expressway, QEW and Lakeshore Boulevard. Completely rebuilt in 2019 with high-quality construction and luxury finishes. Both units feature rift-cut oak hardwood floors, custom solid-wood doors, pot lights throughout, custom-built kitchens with quartz countertops and backsplash, center islands, built-in cabinetry, and high-end Wolf and Sub-Zero appliances. Spray foam insulation and enhanced soundproofing provide added comfort and privacy.188 Westminster Avenue features a private entrance on the main floor and extends across the second and third floors, offering 3 bedrooms plus a den. A private elevator serves the main unit. The luxurious primary bedroom features a custom-made closet and 5-piece ensuite. The den features: French doors, a high ceiling, large window. The third floor offers 2 bright bedrooms, a separate laundry room, skylights, and access to two private terraces, front and rear, with a BBQ.190 Westminster Avenue offers a bright main-floor unit with 2 bedrooms and 2 washrooms, an open-concept living and dining area with a walkout to the deck. The primary bedroom features a custom-made closet and 4-piece ensuite. The finished basement guest suite offers 2 additional bedrooms, 2 washrooms, a recreation area and ductless air conditioning .Additional features include heated floors, three separate laundry areas, a two-car garage, private fenced backyard, rear patio with BBQ, outdoor seating areas with fire pit, separate hydro and gas meters, tankless water heaters and independent air-circulation systems. A rare opportunity to own a completely rebuilt luxury legal duplex with exceptional indoor and outdoor living spaces.
Facts on the listing
| Square feet | 3500-5000 |
|---|---|
| Style | 2 1/2 Storey |
| Basement | Finished, Separate Entrance |
| Lot width | 34 |
| Lot depth | 125 |
| Lot measured in | Feet |
| Faces | North |
| Parking spaces | 4 |
| Garage | Detached |
| Heating | Forced Air |
| Cooling | Central Air |
| Kitchens | 3 |
| Property tax | $15,799 |
| Tax year | 2026 |
| Parking | Private |
| Interior features | Auto Garage Door Remote, Carpet Free, Separate Hydro Meter, Separate Heating Controls, Sump Pump, Upgraded Insulation, Water Heater Owned |
Listing courtesy of THE DIAMOND REALTY INC.. MLS® W13758820.
About this duplex
188-190 Westminster Avenue is a 7 bedroom duplex in TRREB's High Park-Swansea community in Toronto, listed for sale at $3,950,000. The listing shows 7 bathrooms and 3500-5000 square feet. The style is given as 2 1/2 storey. The lot is listed as 34 by 125 feet. The listing gives the basement as finished, separate entrance. It comes with 4 parking spaces and a detached garage according to the listing. The nearest main intersection given is Roncesvalles & High Park Blvd.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, the lot, the taxes and what is included in the sale should all be confirmed before an offer is firm.
What it costs to buy 188-190 Westminster Avenue
At the asking price of $3,950,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $3,950,000 |
|---|---|
| Ontario land transfer tax | $85,225 |
| Toronto municipal land transfer tax | $103,275 |
| Both taxes | $188,500 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $790,000 |
The down payment figure is the federal minimum: 20 percent, because a home at $1.5 million or more cannot carry mortgage default insurance. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. The rates above $2,000,000 used here are the ones for a home with one or two single family residences. A property with more units is taxed differently. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Property tax (2026) | $15,799 a year, about $1,317 a month |
|---|
That is before a mortgage payment, home insurance and utilities. The listing shows no monthly maintenance fee, so upkeep of the building and the lot is the owner's own cost.
What to check before you make an offer
- Book a home inspection. An inspector looks at the roof, foundation, wiring, plumbing and heating. The listing gives the heating as forced air.
- Have a lawyer search the title. A title search shows mortgages, liens and easements registered against the property. Ask whether a survey exists and whether it matches the lot on the listing, 34 by 125 feet.
- Ask about permits. Ask which renovations had building permits and whether those permits were closed. The listing shows 3 kitchens. If there is a second unit, ask whether it meets the municipality's rules for one.
- Confirm what is included. Appliances, light fixtures and window coverings are included only if the agreement says so. Ask whether the water heater or furnace is rented.
- Get your financing in writing. A lender looks at the property tax and heating costs as well as the price.
- See it in person. The listing has a virtual tour, but photos do not show noise, light at different hours or the state of the street and the homes beside it.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
About High Park
Two TRREB communities on either side of Bloor Street West, sharing one very large park and four Line 2 subway stations. Houses and condo apartments trade here in roughly equal numbers.
Transit: Line 2 Bloor Danforth at High Park, Keele, Runnymede and Dundas West stations; 30 High Park North and 80 Queensway buses; Bloor GO (Kitchener line and UP Express) near Dundas West station
| Property type | Median | Sales and average |
|---|---|---|
| High Park-Swansea: all property types | $1,175,000 | 81 sales, average $1,283,066 |
| High Park-Swansea: detached | About $1,879,000 | 36 sales, average about $1,936,000 |
| High Park-Swansea: semi-detached | About $1,499,000 | 3 sales, average about $1,389,000 |
| High Park-Swansea: condo apartment | About $614,000 | 32 sales, average about $733,000 |
| High Park North: all property types | $1,345,500 | 46 sales, average $1,370,457 |
| High Park North: detached | About $1,790,000 | 13 sales, average about $2,035,000 |
| High Park North: semi-detached | About $1,615,000 | 11 sales, average about $1,679,000 |
| High Park North: condo apartment | About $810,000 | 21 sales, average about $803,000 |
Source: TRREB community housing market reports, as set out in the guide.
Questions about High Park
Is High Park a good place to live?
On housing and transit it offers a wide choice. Buyers can pick between detached houses with an April to June 2026 median of about $1,879,000 in High Park-Swansea and condo apartments near $614,000, with four Line 2 stations, a large City park and four library branches close by (TRREB, TTC, City of Toronto, TPL).
What does a detached house cost near High Park?
From April to June 2026 the detached median was about $1,879,000 across 36 sales in High Park-Swansea and about $1,790,000 across 13 sales in High Park North (TRREB). These are chart readings, so treat them as approximate.
Are there many condos in High Park?
Yes, especially north of Bloor. In the 2021 Census 59.6% of households in High Park North lived in apartment buildings of five or more storeys. Across both TRREB communities 53 of the 127 sales from April to June 2026 were condo apartments.
Which subway stations serve High Park?
Line 2 Bloor Danforth stops at High Park, Keele, Runnymede and Dundas West stations. Dundas West also connects to Bloor GO, which serves the Kitchener line and UP Express (TTC).
How far is High Park from Union station by subway?
From High Park station it is 9 stops east on Line 2 to St George, then 6 stops south on Line 1 to Union, 15 stops in all (TTC map).
Is High Park a heritage conservation district?
The City of Toronto's list of heritage conservation districts does not include one for High Park or Swansea. Individual properties can still be listed or designated, so check the specific address with the City before planning changes.
Read the High Park neighbourhood guide · All High Park homes for sale
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Questions about 188-190 Westminster Avenue
How much is land transfer tax on 188-190 Westminster Avenue?
At the asking price of $3,950,000 the Ontario tax is $85,225 and the Toronto tax is $103,275, $188,500 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 188-190 Westminster Avenue?
$790,000 at the asking price of $3,950,000, under the federal minimum down payment rules. A lender may require more.
How much is the property tax on 188-190 Westminster Avenue?
The listing shows $15,799 a year for 2026, about $1,317 a month.
How do I book a showing for 188-190 Westminster Avenue?
Use the form on this page or call us. Quote MLS® W13758820. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 188-190 Westminster Avenue still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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