MLS® listing
2645 Kipling Avenue 403: condo apartment for sale
$375,000
From the listing brokerage
Spacious & Renovated 2-Bedroom Condo | 1,005 Sq. Ft. | Balcony | Great Investment Opportunity !!Welcome to this spacious and beautifully renovated 2-bedroom, 1.5-bathroom condo offering approximately 1,005 sq. ft. of comfortable living space. Featuring a functional layout, updated finishes, and newer flooring in the living room, this home is move-in ready and ideal for first-time buyers, downsizers, or investors. The generous living area provides plenty of room to relax and entertain, while the private balcony offers the perfect spot to enjoy your morning coffee or unwind outdoors. The well-proportioned bedrooms and convenient 1.5-bathroom layout make this a practical home for everyday living. Investors will love the opportunity to purchase a turnkey property with a great existing tenant who is willing to stay, offering the potential for a seamless transition and continued rental income. A rare opportunity to own a renovated, spacious 1,005 sq. ft. condo with a balcony and an excellent tenant already in place. Don't miss your chance to make this property yours!
Facts on the listing
| Square feet | 1000-1199 |
|---|---|
| Approximate age | 31-50 |
| Style | Multi-Level |
| Basement | None |
| Parking spaces | 1 |
| Garage | Underground |
| Heating | Baseboard |
| Cooling | None |
| Kitchens | 1 |
| Maintenance fee | $508 |
| Property tax | $500 |
| Tax year | 2025 |
| Locker | None |
| Pets | Yes-with Restrictions |
| Exposure | East |
| Fee includes | Heat Included, Water Included, Common Elements Included, Building Insurance Included, Cable TV Included |
| Balcony | Open |
| Laundry | Coin Operated |
| Parking | Underground |
| Interior features | Carpet Free, Separate Hydro Meter |
| Features | Arts Centre, Hospital, Library, Park, Public Transit, Rec./Commun.Centre |
| Floor | 4 |
Listing courtesy of KIC REALTY. MLS® W13773928.
About this condo apartment
2645 Kipling Avenue 403 is a 2 bedroom condo apartment in TRREB's Mount Olive-Silverstone-Jamestown community in Toronto, listed for sale at $375,000. The listing shows 2 bathrooms and 1000-1199 square feet. The style is given as multi-level. The unit faces east. It comes with 1 parking space and an underground garage according to the listing. The nearest main intersection given is Kipling/Finch. The age is listed as 31-50 years.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, parking and locker ownership and what the fee covers should all be checked against the status certificate before an offer is firm.
What it costs to buy 2645 Kipling Avenue 403
At the asking price of $375,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $375,000 |
|---|---|
| Ontario land transfer tax | $4,100 |
| Toronto municipal land transfer tax | $4,100 |
| Both taxes | $8,200 |
| First-time buyer relief, if you qualify | up to $8,100 |
| Minimum down payment | $18,750 |
The down payment figure is the federal minimum: 5 percent of the price. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Maintenance fee | $508 a month |
|---|---|
| Property tax (2025) | $500 a year, about $42 a month |
| Fee and tax together | about $550 a month |
The listing says the maintenance fee includes heat, water, common elements, building insurance and cable tv. That is before a mortgage payment, home insurance and any utilities the fee does not cover. Fees are set each year in the corporation's budget and can change. The status certificate shows the current fee, the budget behind it and the reserve fund.
How the asking price compares
TRREB recorded 885 condo apartment sales in the City of Toronto in August 2026, at a median price of $550,000 and an average of $651,648. This home is listed at $375,000, which is $175,000 below that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Order the status certificate. A condo corporation must provide it within 10 days of a request and can charge up to $100. It shows the fee for this unit, any arrears, the budget, the reserve fund balance and any special assessment or lawsuit the corporation knows about.
- Have a lawyer read it. The certificate comes with the declaration, by-laws and rules. Ask what they say about pets, renting the unit and renovations. The listing gives pets as "Yes-with Restrictions".
- Confirm the parking and locker. The listing shows 1 parking space. Ask whether each is owned, exclusive use or rented. Get the unit numbers.
- Check the reserve fund study. Ask when the last study was done and what it says about contributions.
- Get your financing in writing. A lender looks at the maintenance fee and the property tax as well as the price.
- See it in person. Photos do not show noise, light at different hours or the state of the hallways and elevators.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 2645 Kipling Avenue 403
How much is land transfer tax on 2645 Kipling Avenue 403?
At the asking price of $375,000 the Ontario tax is $4,100 and the Toronto tax is $4,100, $8,200 in total. A first-time buyer who qualifies can get up to $8,100 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 2645 Kipling Avenue 403?
$18,750 at the asking price of $375,000, under the federal minimum down payment rules. A lender may require more.
What is the maintenance fee at 2645 Kipling Avenue 403?
The listing shows $508 a month, including heat, water, common elements, building insurance and cable tv. Check the current fee in the status certificate.
How much is the property tax on 2645 Kipling Avenue 403?
The listing shows $500 a year for 2025, about $42 a month.
Is 2645 Kipling Avenue 403 priced above or below the median?
It is listed at $375,000. The August 2026 median for condo apartment sales in the City of Toronto was $550,000 across 885 sales, so the asking price is $175,000 lower. The median covers all sizes and neighbourhoods.
How do I book a showing for 2645 Kipling Avenue 403?
Use the form on this page or call us. Quote MLS® W13773928. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 2645 Kipling Avenue 403 still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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