MLS® listing
195 Islington Avenue: semi-detached house for sale
$639,000
From the listing brokerage
{STEP INSIDE} Welcome to this freehold semi-detached home in New Toronto, where the big-ticket updates are already done. The newly renovated main floor features new flooring, an improved open-concept layout connecting the living room and kitchen, plus updated heating and A/C. Enjoy your own backyard, a rare neighbourhood bonus with the detached garage, and the added value of freehold ownership with no condo fees. {MAIN LEVEL} Vinyl flooring runs from the foyer through the living room, dining rm, kitchen & mudroom for one continuous, low-maintenance surface. Living rm and dining rm have their own windows, so the space stays bright. Kitchen is set up to cook in: stainless steel fridge, stove, range & oversized hood, sink at the window. Main flr laundry with washer, dryer & laundry tub means no hauling loads upstairs. Mudroom gives direct access to the backyard, the natural path in & out. 2pc powder rm for guests. {UPPER LEVEL} Primary bdrm & 2nd bdrm both have their own mini split a/c plus baseboard heat, so each rm controls its own comfort instead of fighting the rest of the house for it. Walk-in closet off primary could stay a closet or become a home office/Play Pen. The Den offers flexible work-from-home setup without giving up a bdrm. 4pc bath finishes the flr with ceramic flooring throughout. {LOCATION} Located in New Toronto, a walkable stretch of South Etobicoke's Lakeshore community. Islington Jr Middle School (TDSB, JK-8) is nearby, along with Lakeshore Collegiate Institute (secondary) & St. Elizabeth Catholic School (TCDSB). Lake Shore Blvd W is a short walk for shops, cafes & restaurants, & Colonel Samuel Smith Park with its waterfront trail along Lake Ontario is close enough for a regular routine, not just a weekend trip. TTC's 501 Queen streetcar runs along Lake Shore, Mimico GO Station is nearby for downtown commuters, & the Gardiner Expwy & Hwy 427 are both within easy reach.
Facts on the listing
| Square feet | 700-1100 |
|---|---|
| Approximate age | 51-99 |
| Style | 2-Storey |
| Basement | None |
| Lot width | 14.42 |
| Lot depth | 118 |
| Lot measured in | Feet |
| Faces | East |
| Parking spaces | 1 |
| Garage | Detached |
| Heating | Baseboard |
| Cooling | Wall Unit(s) |
| Kitchens | 1 |
| Property tax | $2,686 |
| Tax year | 2026 |
| Parking | None |
| Interior features | None |
Listing courtesy of CITYSCAPE REAL ESTATE LTD.. MLS® W13786212.
About this semi-detached house
195 Islington Avenue is a 2 bedroom semi-detached house in TRREB's New Toronto community in Toronto, listed for sale at $639,000. The listing shows 2 bathrooms and 700-1100 square feet. The style is given as 2-storey. The lot is listed as 14.42 by 118 feet. It comes with 1 parking space and a detached garage according to the listing. The nearest main intersection given is Islington Ave & Lake Shore Blvd W. The age is listed as 51-99 years.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, the lot, the taxes and what is included in the sale should all be confirmed before an offer is firm.
What it costs to buy 195 Islington Avenue
At the asking price of $639,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $639,000 |
|---|---|
| Ontario land transfer tax | $9,255 |
| Toronto municipal land transfer tax | $9,255 |
| Both taxes | $18,510 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $38,900 |
The down payment figure is the federal minimum: 5 percent of the first $500,000 and 10 percent of the rest. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Property tax (2026) | $2,686 a year, about $224 a month |
|---|
That is before a mortgage payment, home insurance and utilities. The listing shows no monthly maintenance fee, so upkeep of the building and the lot is the owner's own cost.
How the asking price compares
TRREB recorded 159 semi-detached house sales in the City of Toronto in August 2026, at a median price of $981,000 and an average of $1,110,639. This home is listed at $639,000, which is $342,000 below that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Book a home inspection. An inspector looks at the roof, foundation, wiring, plumbing and heating. The listing gives the heating as baseboard.
- Have a lawyer search the title. A title search shows mortgages, liens and easements registered against the property. Ask whether a survey exists and whether it matches the lot on the listing, 14.42 by 118 feet.
- Ask about permits. Ask which renovations had building permits and whether those permits were closed.
- Confirm what is included. Appliances, light fixtures and window coverings are included only if the agreement says so. Ask whether the water heater or furnace is rented.
- Get your financing in writing. A lender looks at the property tax and heating costs as well as the price.
- See it in person. Photos do not show noise, light at different hours or the state of the street and the homes beside it.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 195 Islington Avenue
How much is land transfer tax on 195 Islington Avenue?
At the asking price of $639,000 the Ontario tax is $9,255 and the Toronto tax is $9,255, $18,510 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 195 Islington Avenue?
$38,900 at the asking price of $639,000, under the federal minimum down payment rules. A lender may require more.
How much is the property tax on 195 Islington Avenue?
The listing shows $2,686 a year for 2026, about $224 a month.
Is 195 Islington Avenue priced above or below the median?
It is listed at $639,000. The August 2026 median for semi-detached house sales in the City of Toronto was $981,000 across 159 sales, so the asking price is $342,000 lower. The median covers all sizes and neighbourhoods.
How do I book a showing for 195 Islington Avenue?
Use the form on this page or call us. Quote MLS® W13786212. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 195 Islington Avenue still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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