MLS® listing
109 Fermanagh Avenue: detached house for sale
$2,199,000
From the listing brokerage
Prime Roncesvalles Village! Fully rebuilt from the ground up, this exceptional detached 3.5-storey LEGAL DUPLEX offers over 2,600 sq. ft. of beautifully finished living space, including a fully finished basement with separate entrance. Featuring 5+1 bedrooms and 4 bathrooms, this is the kind of home growing families wait for in Roncesvalles-and rarely find. Designed with modern family living in mind, the bright open-concept main floor offers seamless flow, abundant natural light and a sophisticated contemporary feel. At the heart of the home is a brand-new, magazine-worthy eat-in kitchen featuring quartz countertops, sleek cabinetry, designer backsplash and finishes (2026), a charming bay window, coffee bar and abundant storage-perfect for busy mornings, family dinners and entertaining. Generously proportioned bedrooms provide exceptional space for a growing family, while thoughtful design and quality craftsmanship are evident throughout. The fully finished lower level with separate entrance and additional bedroom offers outstanding flexibility for extended family, a nanny suite, home office or potential rental income. A rare bonus is the oversized detached 2-car garage with laneway access-an exceptional find in this neighborhood. Ideally located in one of Toronto's most sought-after family communities, just steps to the shops, cafés and restaurants of Roncesvalles Village, Sorauren Park, High Park, excellent schools and transit. Move-in ready, extensively upgraded and offering an outstanding combination of space, flexibility and location-this is more than a beautiful home; it's a smart investment in your family's future.
Facts on the listing
| Square feet | 2000-2500 |
|---|---|
| Style | 3-Storey |
| Basement | Apartment, Separate Entrance, Finished with Walk-Out |
| Lot width | 19.67 |
| Lot depth | 118 |
| Lot measured in | Feet |
| Faces | South |
| Parking spaces | 4 |
| Garage | Detached |
| Heating | Forced Air |
| Cooling | Central Air |
| Kitchens | 2 |
| Property tax | $8,122 |
| Tax year | 2026 |
| Parking | Available |
| Interior features | Accessory Apartment, In-Law Capability, Guest Accommodations |
Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS® W13851806.
About this detached house
109 Fermanagh Avenue is a 6 bedroom detached house in TRREB's Roncesvalles community in Toronto, listed for sale at $2,199,000. The listing shows 4 bathrooms and 2000-2500 square feet. The style is given as 3-storey. The lot is listed as 19.67 by 118 feet. The listing gives the basement as apartment, separate entrance, finished with walk-out. It comes with 4 parking spaces and a detached garage according to the listing. The nearest main intersection given is Roncesvalles Ave & Fermanagh Ave.,.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, the lot, the taxes and what is included in the sale should all be confirmed before an offer is firm.
What it costs to buy 109 Fermanagh Avenue
At the asking price of $2,199,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $2,199,000 |
|---|---|
| Ontario land transfer tax | $41,450 |
| Toronto municipal land transfer tax | $41,450 |
| Both taxes | $82,900 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $439,800 |
The down payment figure is the federal minimum: 20 percent, because a home at $1.5 million or more cannot carry mortgage default insurance. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. The rates above $2,000,000 used here are the ones for a home with one or two single family residences. A property with more units is taxed differently. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Property tax (2026) | $8,122 a year, about $677 a month |
|---|
That is before a mortgage payment, home insurance and utilities. The listing shows no monthly maintenance fee, so upkeep of the building and the lot is the owner's own cost.
How the asking price compares
TRREB recorded 550 detached house sales in the City of Toronto in August 2026, at a median price of $1,170,000 and an average of $1,525,749. This home is listed at $2,199,000, which is $1,029,000 above that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Book a home inspection. An inspector looks at the roof, foundation, wiring, plumbing and heating. The listing gives the heating as forced air.
- Have a lawyer search the title. A title search shows mortgages, liens and easements registered against the property. Ask whether a survey exists and whether it matches the lot on the listing, 19.67 by 118 feet.
- Ask about permits. Ask which renovations had building permits and whether those permits were closed. The listing shows 2 kitchens. If there is a second unit, ask whether it meets the municipality's rules for one.
- Confirm what is included. Appliances, light fixtures and window coverings are included only if the agreement says so. Ask whether the water heater or furnace is rented.
- Get your financing in writing. A lender looks at the property tax and heating costs as well as the price.
- See it in person. The listing has a virtual tour, but photos do not show noise, light at different hours or the state of the street and the homes beside it.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
Toronto neighbourhoods and prices
Our neighbourhood guides set out TRREB prices by home type, transit and the housing in each area we cover.
Toronto neighbourhood guides · Toronto house prices · All Toronto homes for sale
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Questions about 109 Fermanagh Avenue
How much is land transfer tax on 109 Fermanagh Avenue?
At the asking price of $2,199,000 the Ontario tax is $41,450 and the Toronto tax is $41,450, $82,900 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 109 Fermanagh Avenue?
$439,800 at the asking price of $2,199,000, under the federal minimum down payment rules. A lender may require more.
How much is the property tax on 109 Fermanagh Avenue?
The listing shows $8,122 a year for 2026, about $677 a month.
Is 109 Fermanagh Avenue priced above or below the median?
It is listed at $2,199,000. The August 2026 median for detached house sales in the City of Toronto was $1,170,000 across 550 sales, so the asking price is $1,029,000 higher. The median covers all sizes and neighbourhoods.
How do I book a showing for 109 Fermanagh Avenue?
Use the form on this page or call us. Quote MLS® W13851806. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 109 Fermanagh Avenue still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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