MLS® listing
1098 Kipling Avenue: detached house for sale
$1,599,000
From the listing brokerage
Welcome home to a lovingly upgraded and maintained residence, perfectly calibrated for contemporary family living.1098 Kipling Ave greets you with a stately circular drive, mature landscaping, and a timeless facade on a deep 132 x 53 ft lot. Inside, the spacious living and dining rooms are both framed by charming bay windows, with hardwood flooring throughout. Enjoy relaxing evenings by the cozy living room electric fireplace. The open L-shaped kitchen is functionally configured for both cooking and entertaining with a large centre island, granite countertops and lots of cabinetry. Natural light floods the bow-window family room, equipped with an adjacent powder room. The backyard brick patio is rigged with low-voltage lighting for dreamy summer al fresco dining, under the majestic old-growth magnolia tree. The enchanting English garden sprawls out in every direction with rolling lawns, hydrangeas and other perennial beds. Mature cedars hedges provide peaceful privacy, while a 7x12 ft wooden shed discreetly conceals garden equipment. Upstairs, three oversized bedrooms are finished with hardwood flooring, large closets and plenty of desk room. The grand primary bedroom was built as an addition and spans over six meters with a 3-piece ensuite. A second upstairs bathroom features a large spa-like jacuzzi. The finished basement offers an additional 714 sf of flexible living space, including an expansive recreation room. The guest bedroom features built-in closets and a full 3-piece ensuite bathroom. Upgrades include: replacement of all wiring, water, and drainage pipes, new roof (2021), installation of furnace UV light, Mainline Full Port ABS Backwater Valve, Calmat Electronic Anti-Scale and Rust Water Treatment System, 7kW solar panels, garage loft storage and built-in shelving. Strategically located minutes from Kipling Stn, Hwy 427 & Gardiner Expwy. Excellent schools nearby and right across from Echo Valley Park & Islington Golf Course. Move in and enjoy!
Facts on the listing
| Square feet | 1500-2000 |
|---|---|
| Approximate age | 51-99 |
| Style | 2-Storey |
| Basement | Finished |
| Lot width | 53 |
| Lot depth | 132 |
| Lot measured in | Feet |
| Faces | West |
| Parking spaces | 5 |
| Garage | Attached |
| Heating | Forced Air |
| Cooling | Central Air |
| Kitchens | 1 |
| Property tax | $6,860 |
| Tax year | 2026 |
| Parking | Circular Drive |
| Interior features | Carpet Free, Floor Drain, Solar Owned, Storage, Water Heater Owned, Water Purifier |
| Features | Fenced Yard, Golf, Public Transit, Ravine, River/Stream, Park |
Listing courtesy of REALTY ONE GROUP FLAGSHIP. MLS® W14008660.
About this detached house
1098 Kipling Avenue is a 4 bedroom detached house in TRREB's Islington-City Centre West community in Toronto, listed for sale at $1,599,000. The listing shows 4 bathrooms and 1500-2000 square feet. The style is given as 2-storey. The lot is listed as 53 by 132 feet. The listing gives the basement as finished. It comes with 5 parking spaces and an attached garage according to the listing. The nearest main intersection given is Kipling Ave & Burnhamthorpe Rd. The age is listed as 51-99 years.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, the lot, the taxes and what is included in the sale should all be confirmed before an offer is firm.
What it costs to buy 1098 Kipling Avenue
At the asking price of $1,599,000, a buyer pays two land transfer taxes on closing: the Ontario tax and the City of Toronto's municipal tax. Both apply to every home inside the City.
| Asking price | $1,599,000 |
|---|---|
| Ontario land transfer tax | $28,455 |
| Toronto municipal land transfer tax | $28,455 |
| Both taxes | $56,910 |
| First-time buyer relief, if you qualify | up to $8,475 |
| Minimum down payment | $319,800 |
The down payment figure is the federal minimum: 20 percent, because a home at $1.5 million or more cannot carry mortgage default insurance. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. This is general information, not legal or tax advice. Confirm the figures with a lawyer or accountant. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Property tax (2026) | $6,860 a year, about $572 a month |
|---|
That is before a mortgage payment, home insurance and utilities. The listing shows no monthly maintenance fee, so upkeep of the building and the lot is the owner's own cost.
How the asking price compares
TRREB recorded 550 detached house sales in the City of Toronto in August 2026, at a median price of $1,170,000 and an average of $1,525,749. This home is listed at $1,599,000, which is $429,000 above that median.
The median covers every neighbourhood, size and condition in the City of Toronto, so it is a reference point and not a valuation of this home. Location, size, lot, parking and condition all move the price. Our Toronto house prices page has the figures for every home type.
What to check before you make an offer
- Book a home inspection. An inspector looks at the roof, foundation, wiring, plumbing and heating. The listing gives the heating as forced air.
- Have a lawyer search the title. A title search shows mortgages, liens and easements registered against the property. Ask whether a survey exists and whether it matches the lot on the listing, 53 by 132 feet.
- Ask about permits. Ask which renovations had building permits and whether those permits were closed.
- Confirm what is included. Appliances, light fixtures and window coverings are included only if the agreement says so. Ask whether the water heater or furnace is rented.
- Get your financing in writing. A lender looks at the property tax and heating costs as well as the price.
- See it in person. The listing has a virtual tour, but photos do not show noise, light at different hours or the state of the street and the homes beside it.
Our first-time home buyer guide and our page for buyers walk through each step. This is general information, not legal advice. Confirm the details with a lawyer.
About Islington Village
Detached houses around Dundas Street West and a large condo area near Islington and Kipling stations, at the western end of Line 2. TRREB reports both in one community, so its figures mix the two.
Transit: Line 2 Bloor Danforth at Islington and Kipling stations; Kipling GO station connected to Kipling station; 37 Islington, 110 Islington South, 111 East Mall and 49 Bloor West buses
| Property type | Median | Sales and average |
|---|---|---|
| All property types | $594,500 | 170 sales, average $859,205 |
| Detached | About $1,301,000 | 43 sales, average about $1,592,000 |
| Freehold townhouse (TRREB att/row/townhouse) | About $1,170,000 | 10 sales, average about $1,198,000 |
| Condo townhouse | About $813,000 | 6 sales, average about $778,000 |
| Condo apartment | About $518,000 | 109 sales, average about $540,000 |
Source: TRREB community housing market reports, as set out in the guide.
Questions about Islington Village
Is Islington Village a good place to live?
On housing and transit it offers two very different price points on one subway line. From April to June 2026 condo apartments sold at a median of about $518,000 and detached houses at about $1,301,000, with Islington and Kipling stations on Line 2 and Kipling GO next to Kipling station (TRREB, TTC).
Why is the median price in Islington Village so low?
TRREB's Islington-City Centre West community includes the Etobicoke City Centre condo area. 109 of the 170 sales from April to June 2026 were condo apartments, which pulls the all property types median down to $594,500.
How much is a detached house in Islington Village?
From April to June 2026 the detached median was about $1,301,000 across 43 sales, with an average of about $1,592,000 (TRREB). These are chart readings, so treat them as approximate.
How many subway stops is Islington from Union station?
From Islington station it is 14 stops east on Line 2 to St George, then 6 stops south on Line 1 to Union, 20 stops in all (TTC map). Kipling station also connects to Kipling GO station.
Is Islington Village a heritage conservation district?
The City of Toronto's list of heritage conservation districts does not include one here. Montgomery's Inn at 4709 Dundas Street West is a City facility and individual properties can still carry heritage listings, so check the exact address.
Is there a GO station in Islington Village?
Yes. Kipling GO station, at 27 St. Albans Road, connects to Kipling station on Line 2 (TTC). Compare the GO and subway trips for your own schedule.
Read the Islington Village neighbourhood guide · All Islington Village homes for sale
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Questions about 1098 Kipling Avenue
How much is land transfer tax on 1098 Kipling Avenue?
At the asking price of $1,599,000 the Ontario tax is $28,455 and the Toronto tax is $28,455, $56,910 in total. A first-time buyer who qualifies can get up to $8,475 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 1098 Kipling Avenue?
$319,800 at the asking price of $1,599,000, under the federal minimum down payment rules. A lender may require more.
How much is the property tax on 1098 Kipling Avenue?
The listing shows $6,860 a year for 2026, about $572 a month.
Is 1098 Kipling Avenue priced above or below the median?
It is listed at $1,599,000. The August 2026 median for detached house sales in the City of Toronto was $1,170,000 across 550 sales, so the asking price is $429,000 higher. The median covers all sizes and neighbourhoods.
How do I book a showing for 1098 Kipling Avenue?
Use the form on this page or call us. Quote MLS® W14008660. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 1098 Kipling Avenue still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
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