Blog
Toronto Real Estate Blog, Page 2
Older posts from the blog, newest first.
-
Closing on a Toronto Home: What Happens Before, During and After the Day
In Toronto the closing funds have to cover two land transfer taxes, not one. Here is the order things happen in and what you need ready before your lawyer registers the transfer. -
Reading a Condo Status Certificate Before You Buy a Toronto Condo
Every resale condo in Ontario comes with the same disclosure package. Here is what the law makes a Toronto condo corporation put in it and where the money questions hide. -
Paying for a First Toronto Home with the FHSA and the RRSP Home Buyers' Plan
Two federal accounts can cover a Toronto down payment, but they define a first-time buyer differently from Toronto's land transfer tax rebate. Here is how the pieces fit. -
The Mortgage Stress Test at Toronto Prices, Home Type by Home Type
We ran the federal qualifying rate against the median Toronto condo, townhouse, semi and detached price so you can see what a lender will test you on. -
How Toronto Property Tax Is Calculated and When It Is Due in 2026
The 2026 residential rate, a worked example, the six instalment dates, relief for low-income seniors and people with disabilities and what the Vacant Home Tax means for an empty family home. -
Toronto Closing Costs: The Cash You Need Beyond the Down Payment
A line by line list of the one-time costs a Toronto buyer pays by closing day, with the City of Toronto items that buyers elsewhere in Ontario never see. -
What You Pay in Land Transfer Tax When You Buy in Toronto
Two taxes, two rebates and one closing day: the provincial and City of Toronto rates, worked out at August 2026 median prices.
Book a 30-minute conversation
No pitch and no pressure. Tell us the situation and we will tell you plainly whether we are the right people for it.